How to Use Tax Credits for Child Care Expenses
You finally found that perfect nanny or babysitter to care for your kids. Congratulations! But the work isn’t done yet. Did you know that hiring a caregiver comes with tax and payroll responsibilities? While most families are excited to find someone to help care for their little ones, the euphoria sometimes quickly disappears when they […]
How to Deal With Debt Collectors That Threaten You
Q: I was talking to a collection agent about making payment on a bill and she kept saying “how much can you pay, I cannot guarantee it will stop further action.” I felt I had to say an amount but I cannot afford it. She wants me to call her back and tell her how […]
Why You Should Make This The Year of Your Side Gig
If making more money and having more freedom are on your list of goals this year, you might want to try a new job – creating your own job, that is. Too many Americans get held back financially because they’re tied to dead-end jobs that don’t give people what they want: not enough money, […]
Why You Need Credit Counseling
Now that Christmas, Black Friday and Cyber Monday have all come and gone, many U.S. consumers may be grappling with lingering debt – including credit card bills that could last well into the New Year. According to the National Retail Federation, the average American spent $737 during the holiday season. That works out to $602.1 […]
Video: Can A Landlord Keep Pulling My Credit Report?
Can your landlord repeatedly pull your credit report anytime he or she wants? A reader of AskTheMoneyCoach.com claims that their landlord is constantly pulling her credit report month after month. Does she have the right to stop her landlord? Has your landlord pulled your credit report recently? Watch this video to learn your rights as […]
Here’s How A DUI Costs You $5,000 to $10,000 or More
We all know you should NEVER drink and drive, but few people realize the huge financial ramifications of getting busted for driving under the influence of alcohol. A DUI can be enormously costly – mainly in terms of the potential physical danger you pose to pedestrians, other drivers on the road, passengers in your car, […]
Eco-Friendly Updates To Your Bathroom – Save Money, Save The Earth!
Almost everyone has at least one bathroom that could use a little sprucing up. Why not install some eco-friendly fixtures or materials? These will improve the appearance, save money and help out the environment all at the same time! If you own your home, some of these cost effective upgrades will even increase the value. Let’s start […]
New Credit Card Offers Special Perks to Future Car Buyers
If my husband gets his way, in about a year from now we’ll be replacing our 2003 Chevy Tahoe with his dream car: a new Cadillac Escalade. In all honesty, I love the Escalade too — especially the new 2014 and revamped 2015 models. They really do set the standard for luxury SUVs. Still, I’m always […]
10 Things to Stop Buying Now
One simple way to save more money is to curb your spending. Unfortunately, a lot of so-called “simple” ways to save cash aren’t necessarily easy. So I put together a list – with the help of my ever-frugal hubby – of 10 things you should stop buying now. And the good part is that all of […]
High Income But Still Broke? Here’s Why—And How to Fix It
For Those Earning a High Income But Still Feeling Broke Are you earning $70,000, $100,000, or even $150,000—but still feel like you’re living paycheck to paycheck? If so, you’re not alone. Many high earners find themselves wondering: “How can I make this much money and still feel broke?” The truth is, a high salary doesn’t […]
How To Save More Money and Overcome Past Financial Issues
It’s a question almost everyone asks — “How can I save more money?” To answer that question, you first have to know why you haven’t been able to stash cash. For many of you, the answer probably isn’t what you think. I know most of you are saying: “I can’t save because something always comes […]
Need a Medical Procedure Done Cheap? Medical Tourism May Be the Answer
Have you ever had a medical bill that you just couldn’t afford to pay? Or maybe you needed a medical implant, a surgery, or some doctor-recommended procedure, but you chose not to do it simply because it was too costly? Well, you might be a candidate for a growing trend that’s called medical tourism. Medical tourism […]
How to Travel Using Credit Card Rewards and Avoid Rewards Devaluation
It’s summer, the sun is shining, the kids are out of school, and if you’re stuck in an office right now it’s understandable if you’re day dreaming about cashing in those stockpiled vacation days for a much-needed last-minute summer trip to a tranquil beach somewhere. Or maybe you’re thinking about taking a vacation later this […]
Can Disability Pay Be Garnished to Repay Defaulted Student Loans?
Q: Hello, In 1983 I took out a student loan (private loan backed by the government) for my college education. After attending for 2 years, I went into the workforce and never returned to complete the other 2 years. Long story short my loan went into deferment and finally defaulted. I was giving the option to […]
5 Ways to Save $250 or More On Back-to-School Shopping
The National Retail Federation says that parents will spend an average of $635 on back-to-school shopping this year. That amount includes money doled out for clothes and shoes, backpacks and school supplies, electronics, and more. And for those with more than one child, all the spending can really add up. Fortunately, if you have kids […]