Tag: credit counseling

Credit counseling often involves negotiating with creditors to establish a debt management plan (DMP) for a consumer.

A DMP may help the debtor repay his or her debt by working out a repayment plan with the creditor.

DMPs, set up by credit counselors, usually offer reduced payments, fees and interest rates to the client.

Credit counselors refer to the terms dictated by the creditors to determine payments or interest reductions offered to consumers in a debt management plan.

Shopping exhaustion, credit counseling

Why You Need Credit Counseling

Now that Christmas, Black Friday and Cyber Monday have all come and gone, many U.S. consumers may be grappling with lingering debt – including credit card bills that could last well into the New Year. According to the National Retail ...


Credit and Debt Strategies After the Holidays

Using proper credit and debt management strategies is essential to getting back on financial track, post holidays. Here's what to do and how to do it .... a. Establish a Strict Debt Payoff Plan You don't want the debt you ...

Welcome Back!

Login to your account below

Retrieve your password

Please enter your username or email address to reset your password.

Add New Playlist