Credit card balances in the U.S. now total roughly $1 trillion, the most since 2009, according to recent Federal Reserve data. While not all those balances represent debt that won't... read more →
Having your credit score fall unexpectedly can be as bad as losing a significant amount of money. With a lower score, your opportunities for low-interest loans, lower insurance premiums,... read more →
Q: "I have good credit and own four credit cards with a combined credit limit of $24, 000. Three cards are at zero balance, and the other one has a... read more →
Q: I can’t afford to pay off my credit card debt. Can I still lower my credit utilization? A: To raise your credit scores, it’s always best to pay down... read more →
Question: "I have good credit and own four credit cards with a combined credit limit of $24,... read more →