My Home Page

Old debt

charged-off debt

Should You Pay Charged-Off Debt? What You Need to Know

Should You Pay Charged-Off Debt? What You Need to Know Charged-off debt is a term many consumers encounter, often with confusion and concern. When a creditor gives up on collecting and writes your account off as a loss, that debt doesn’t just disappear—it stays on your credit report and can haunt your finances for years. […]

Should You Pay Charged-Off Debt? What You Need to Know Read More »

A man in a business suit holds a fan of cash in one hand and gestures with his other hand, offering his impressive collection of money.

How to handle harassment by a collection agency

Don’t pay them anything. Send a cease and desist letter in which you tell them to stop contacting you. Harassing people about debts (old debts, like yours, or current ones) is illegal under the Fair Debt Collection Practices Act.

How to handle harassment by a collection agency Read More »

Scroll to Top