Before you can get a mortgage, student loan or personal loan, lenders usually first check your credit score. But one lender – a San Francisco-based startup called SoFi – is changing all that. In fact, you can get a loan with SoFi even if you have no credit score at all. That’s because, as of […]
Get a Loan With No FICO Score Needed, No Joke Read More »
If you’ve resolved to improve your finances in 2016, now is a great time to do a debt detox. Many people are still in their holiday debt hangover, so the beginning of the year gives you a good opportunity, and a good reason, to get back on track financially. If you want to get out
The 5-Step Debt Detox That Improves Your Finances and Health Read More »
As women, each of us is as different and varied as snowflakes. That’s part of what makes us beautiful and unique. But whether you’re young or older, married or single, raising kids or have no children, we all share one common desire: to have a financially secure future. In generations past, our mothers and grandmothers
4 Smart Money Management Strategies for Women Read More »
In a previous article, I revealed many foolish mistakes students make in picking a college or university. In this post, I want to share some guidance on what students — and their parents — should be looking for in selecting a four-year school. Finding the right academic institution is an important part of the march
How to Pick the Best College Based on Academic, Social and Financial Fit Read More »
If you read news headlines and follow press coverage about the world of college admissions, you might be inclined to think that most students go through a meticulous, well-researched college selection process. You might also think that the majority of students — especially those at “good” high schools — have proper guidance into what colleges
The Right Way To Choose A College Read More »
Even though nearly half of Americans want to become entrepreneurs, the truth is that many of these people simply couldn’t hack it. Having your own business definitely has its upsides and perks – like the potential for unlimited income, scheduling flexibility and the power to call the shots. But the life of an entrepreneur can
6 Reasons You Are Not Cut Out To Be An Entrepreneur Read More »
During the holiday season, most of us are focused on family celebrations, shopping or taking part in social gatherings. But a new report from insuranceQuotes.com highlights the numerous dangers lurking during the holidays – hazards that could damage your finances or physical health. For starters, some 23 million Americans have had packages stolen from their
Holiday Hazards That Can Harm Your Health and Finances Read More »
If buying a new car is in on your radar for 2016, you probably couldn’t have picked a better time to get a fresh set of wheels. Interest rates remain low. Gas prices are still cheap, hovering well below $3 a gallon in most states. And car-buying discounts, rebates and incentives are plentiful — even
5 Tips for Buying a New Car Read More »
A lot of us give to charities, our places of worship, or other non-profit organizations during the holidays. While it probably makes you feel good to help the less fortunate, you should also know that your generosity can have financial perks too – in the form of tax breaks when April 15 rolls around. Here
3 Tips to Make Your Holiday Donations Pay Off at Tax Time Read More »
When college and university officials speak about their campuses, they do a good job of letting prospective students and families know about the range of academic offerings, extracurricular opportunities, student services and facilities at these institutions. There’s the snazzy new athletic center that was just built where you can work out — or just watch
How Colleges Bury College Tuition Costs in the Fine Print Read More »
When you pass away, the tax man isn’t the only one who can take a bite out of the assets that you leave behind for your loved ones. Whether it is cash, real estate, retirement money or other funds, inherited assets can suddenly come up for grabs in a number of scenarios when creditors and others come
How To Protect Your Estate From Creditors Read More »
College application season is upon us. That means high school students, transfer students, and would-be graduate students all across the country will be busy during the months of November and December polishing their college applications. Many college applications cost $50 and up, meaning if you or your child applies to 10 different schools, you could
How To Get College or Grad School Application Fees Waived Read More »
Regardless of the type of college funding your family seeks, the first step you should take to qualify for financial aid is to fill out a form known as the FAFSA, the Free Application for Federal Student Aid. The FAFSA is an all-important document that determines something called your EFC or “Expected Family Contribution.” Your
Why You Must Fill Out the FAFSA to Get the Most College Financial Aid Read More »
Having a tax lien on your credit report can weigh down your credit score, and can even make it tougher – if not impossible – to do things like sell or refinance a property, or get a loan. After all, a federal tax lien is viewed as a severe credit blemish by lenders, as well
Steps to Get a Tax Lien Removed From Your Credit Reports Read More »
College students: if you’re a procrastinator, or the type of person who does stuff not just at the last minute, but late, that bad habit is going to cost you big time on campus. If you’re late doing anything at all in college, expect your school to bill you for it. That includes being late
How Late Payment and Penalty Fees Drain College Students’ Budgets Read More »
