Before you can get a mortgage, student loan or personal loan, lenders usually first check your credit score. But one lender – a San Francisco-based startup called SoFi – is changing all that. In fact, you can get a loan ...
During financial literacy workshops that I give around the country, I leave about 30 - 45 minutes at the end for a q&a session with my audience. Here are the top questions about FICO credit scores that I have heard ...
If you’ve thought about ordering your free credit report, which credit reporting bureau should you contact? Many people wonder what the difference is between the Equifax, Experian and TransUnion credit reports. Each credit reporting agency uses a different set of ...
If you’ve applied for a loan recently, your lender would have pulled your credit report - or even multiple credit reports - to determine your level of creditworthiness. Lenders use any number of credit scoring models to evaluate your credit ...
If your FICO credit score falls between 760 and 850 points, you rate among the top tier of all consumers and have the cornerstone for what I call Perfect Credit. Getting a great FICO score, however, is just part of ...
If you're out of work, nobody has to tell you how tough it can be to find a job. Now there is another obstacle to overcome before you land your next gig: cleaning up your credit. Employers are increasingly checking ...
