If you missed my interview on the Melissa Harris-Perry show last weekend, I was on a panel – along with Connie Razza, Arun Gupta and Karen Friedman – that discussed Detroit’s pension funds as the city struggles with bankruptcy and the growing retirement savings crisis nationwide.
Video – Melissa Harris-Perry Show: Is Your Pension at Risk? Read More »
The IRS says that millions of people have become victims of con artists that have used the victim’s social security numbers to file taxes. Once the scammers file taxes, they turn around and collect tax refunds from the government. Meanwhile, not only has the victim’s identity been stolen, they are also out of luck (at
Did Someone Use Your Social Security Number to File Taxes? Here’s What to do Read More »
The IRS says U.S. taxpayers spend an average of 13 hours reading up on tax rules, gathering paperwork, and filling out their tax forms. And let’s not forget, of course, that taxes are a big expense for most Americans. In fact, the typical U.S. family pays more than a third of its income in taxes,
New Tax Tools to Save Money and Time Read More »
Keeping tabs on your credit score is a great way to help maintain good credit health. So people with Capital One credit cards will be happy to know that starting very soon, the bank will roll out free credit scores and a suite of credit-education tools. The new offering is called Credit Tracker, and it
Capital One Rolls Out Credit Tracker, Free Credit Scores for Customers Read More »
When your credit is less than perfect, you may think you have no loan options. In reality, many subprime lenders will offer you credit or loans for products like credit cards, student loans, and even mortgages. However, a subprime loan will be usually be offered at a higher interest rate. Here’s what you need to
Video: How to Find a Subprime Lender Read More »
Most of us have a bad money habit that can crush our finances. That bad money habit is failing to plan, learn about wealth management plans from Hawley Advisors, view the article at their blog. I cannot tell you how many times I personally have wasted money, gone into debt, or failed to save —
Stop Ruining Your Finances With This Bad Money Habit Read More »
Is your spouse driving you crazy by getting into one get rich quick scheme after another? Is your house flooded with multi-level marketing (MLM) brochures and products that will never sell. Is your partner driving your family into the poor house by wasting a ton of money on ideas that have led to mixed, break-even
Video: Does Your Spouse Spend Too Much Money on Get Rich Quick Schemes? Read More »
One of the biggest financial mistakes you can ever make is taking bad financial advice — or more accurately, applying financial advice the wrong way, at the wrong time, and for the wrong reason. Following so-called “good” financial advice can actually get you into a world of economic trouble if you’re not careful. So, think
Video: Good Financial Advice, Bad Results – Here’s Why Read More »
When you’re living on a fixed income or facing bills you can’t afford to pay, it can be tempting to consider borrowing from places like car title loan companies. After all, these lenders put cash in your hands in a way that’s convenient, fast and relatively drama-free — at least, at first. Yet a car
Don’t Let a Car Title Loan Wreck Havoc on Your Finances Read More »
Q: My wife and I are preparing our taxes ourselves this year. We have over $1000 worth of medical co-pay expenses but we can’t get these expenses accepted. What should we do? A: I assume you are using a computer software program to help you with your taxes. If you and your wife are under age 65,
Are My Co-Pay Medical Expenses Tax Deductible Read More »
Q: Our credit has been bad for the past 6 years. We have 6 years left on our mortgage and have never been late. Can we refinance our mortgage? A: Thanks for reaching out to me on AskTheMoneyCoach.com. You didn’t specify what your credit score is, but since you said you have “bad” credit, I
I Pay My Mortgage On Time but I Have Bad Credit. Can I Refinance? Read More »
You just bought a new car and are excited to share the news with friends and fans on social media sites like Twitter or Flickr. Or, maybe you just splurged on a luxury vacation and are sharing a public update on Facebook. Whatever the case may be, sharing information about purchases and finances could
How Creditors Are Spying on Your Social Media Accounts Read More »
Q: I was talking to a collection agent about making payment on a bill and she kept saying “how much can you pay, I cannot guarantee it will stop further action.” I felt I had to say an amount but I cannot afford it. She wants me to call her back and tell her how
How to Deal With Debt Collectors That Threaten You Read More »
If making more money and having more freedom are on your list of goals this year, you might want to try a new job – creating your own job, that is. Too many Americans get held back financially because they’re tied to dead-end jobs that don’t give people what they want: not enough money,
Why You Should Make This The Year of Your Side Gig Read More »
Can your landlord repeatedly pull your credit report anytime he or she wants? A reader of AskTheMoneyCoach.com claims that their landlord is constantly pulling her credit report month after month. Does she have the right to stop her landlord? Has your landlord pulled your credit report recently? Watch this video to learn your rights as
Video: Can A Landlord Keep Pulling My Credit Report? Read More »
