Excerpted from Your First Home: The Smart Way to Get It and Keep It Proven Strategies to Slash Your Property Tax Bill Almost everyone hates to pay taxes, and it doesn’t matter whether they’re federal income taxes, state taxes, or local taxes on the house you own. Read -What To Do If You Owe Back […]
How Can I Lower My Property Taxes? Read More »
Missing mortgage payments isn’t the only way you can lose your home. Falling behind on your property taxes – no matter whether you owe thousands or just a few hundred dollars – also puts you at risk of foreclosure. In fact, tax lien foreclosures take place every day in America. When you don’t pay property
Can I Lose My Home Because of Overdue Property Taxes? Read More »
If you need a loan, especially a mortgage, we all know that your application will be viewed more favorably if you can demonstrate a good savings track record, and show that you have great credit. But did you also know that, just like there are tangible and intangible ways you can impress a banker, there
Red Flags That Mortgage Lenders Hate To See Read More »
A subscriber to my newsletter went to Half.com, a division of Amazon.com and ordered a book. When she got her Discover card statement, she found a bogus charge described as Amazon.com. She wanted to know what to do. This sounds like a case of identity theft (i.e. use of your credit card number without your
What To Do When You Are a Victim of Identity Theft Read More »
One of my lucky readers just got $5,000 from a family member — not for her, but for her young daughter’s college education. Her question: what to do with it? My answer: Put it in a 529 Plan. Read -Here’s Why Having a Car on Campus is a Horrible Idea in CollegeA 529 Plan is
The 529 College Savings Plan Explained Read More »
One of my newsletter subscribers had a question about how to best dispute a medical debt. She found out that a collection account for $1,879 appears on her Equifax credit report, based on a $2,000 surgery she had back in 2004. This individual (who is also unemployed) said she’d paid monthly on the bill at
How to Best Dispute a Medical Debt Read More »
Another financial scam is making the rounds. This one involves Walmart. And it’s happening just in time for the holidays. Here’s the con: Some no-good thieves are calling people on the phone and saying: “You’ve won a $200 Walmart gift card!” To collect your gift card, they say, you just have to pay $1 for
Another Financial Scam: This One Involves Walmart Read More »
A Facebook fan read about some local banks closing, and wanted to know how – as an account holder – this will affect her. Here’s what you need to know if your bank fails. Read -Video: How to Stop a Divorce From Wrecking Your FinancesSo far this year, 115 banks have collapsed in the U.S.,
What to Expect if Your Bank Closes Read More »
A Facebook fan who is about to get married had asked me whether there is a limit in the amount of income to be able to qualify for FHA. It seems that they were advise to only put the fiance’s name on the mortgage as their combined income would disqualify them from getting the FHA
FHA Loan Guidelines Read More »
The owner of the Los Angeles Dodgers, Frank McCourt, is in divorce talks with his wife Jamie, the CEO for the team. This power couple is one of 1.2 million husband-and-wife teams who run a business together, according to the National Federation for Independent Business. And when couples split, often so can the business. Read
Tips for Splitting Assets: When Entrepreneurs Divorce Read More »
A Facebook fan had heard that a bad credit rating could keep him from getting a job. He wanted to verify whether this is true and wanted to know where he find out about his credit rating. It is true that having a bad credit rating can impact a person’s ability to get a job.
How Credit Rating Can Affect Your Ability to Get a Job Read More »
A Facebook fan has asked whether the National Mortgage Help Center is a legitimate company. I’ve never had any dealings with National Mortgage Help Center, nor have I heard anything about them from consumers or in the media. Read -I Pay My Mortgage On Time but I Have Bad Credit. Can I Refinance?So I can’t
Are Mortgage Help Centers Legitimate? Read More »
The number of people filing for personal bankruptcy was up 36.5% in the first half of 2009 from the same period a year before, and more than likely that number will keep rising as people seek their own personal bailout from the recession. Here are a few things to know if you have ever contemplated
5 Things to Know about Filing Bankruptcy Read More »
You probably already know that not paying a bill can adversely affect your credit score, but do you know by about how much? Do you know what effect opening up a retailer charge card just to get 10% off on your purchase can have on your credit score? Read -Will Credit Counseling Hurt My Credit
Your Credit Score Explained Read More »
A Facebook fan who has a medical bill that got overlooked after she lost her job was contacted by a debt collection agency who said they have added $150 to the bill as processing fee. She wanted to know if is advisable to contact the medical billing company directly after it has gotten to this
Got Medical Bills in Collections? Avoid This Scam Read More »
