The average American family owes $8,000 in credit card debt, according to the American Bankers Association. All together American consumers were carrying $2.564 trillion in total debt in January 2009, up 1.2% from December, reports the Federal Reserve. We are a nation in deep debt, but there are some strategies you can take to help […]
4 Tips for Tackling Credit Card Debt and Raising Your FICO Score Read More »
Many people are cutting back their contributions to their retirement plans, such as to their 401(k) or IRA because of the deflating U.S. economy and even their deflating pocketbooks. If you’re one of those people, or are one considering saving money by not contributing to retirement, that’s not the way to go. You’ll only feel
5 Reasons to Keep Contributing to Your 401(k) Retirement Plan Read More »
Renters insurance is an often-overlooked aspect of financial planning for those who lease their homes or apartments. Many renters assume that their landlord’s insurance will cover any potential losses or damages to their personal belongings. However, this is a common misconception. In reality, renters insurance is a smart investment that offers financial protection and peace
Why You Need Renters’ Insurance Read More »
It’s time to get busy filling out your income tax return. Mercifully, you don’t have to pore over thousands of pages of the IRS tax code, nor do you have to pay an expensive accountant in order to get your taxes done by the April tax filing deadline. If you are a low-moderate income earner,
Get Free Help Preparing Your Income Tax Return Read More »
Stay-at-Home Moms are very valuable. If the typical American stay-at-home mom got paid, she’d earn more than $116,000 a year for her work, according to a Salary.com survey. A stay-at-home-mom (or dad) can even use a tool to personalize her own salary. But regardless of how much value a mom actually adds to her family,
Financial Tips for Stay-at-Home Moms Read More »
Claiming a qualified child or dependent on your taxes can potentially provide significant tax benefits. However, it is essential to understand the criteria that must be met to claim someone as a dependent and the necessary steps to do so. This article will discuss how to claim a qualified child or dependent on your taxes.
How to Claim a Qualifying Child On Your Taxes Read More »
Many laid off workers are contemplating a life of entrepreneurship. If you’re thinking of starting a business, there’s much to heed before you start dipping into your retirement savings or severance pay to launch your own business. Here are six quick tips if you plan on financing your business or expanding existing operations: Do seek
6 Tips for Financing Your Business Read More »
There’s no better time than the present to kick your finances into high gear. But why limit yourself to just making a single financial New Year’s resolution in January when you can plan a series of smart financial moves for the entire year? Use these financial planning tips and savvy money-management strategies for help with
Savvy Money-Management Strategies for Every Month of the Year Read More »
