Author name: Lynnette Khalfani-Cox, The Money Coach

Lynnette Khalfani-Cox, The Money Coach, is a renowned financial expert, author, speaker, and media personality, empowering people to achieve financial success. Visit her personal website at https://lynnettekhalfanicox.com.

Pay Off Student Loans Fast: Volunteer, Teach, or Serve the Sick

A host of working professionals and volunteers can have their loans forgiven or outright canceled. To learn more, read below for my Tip #5 in a series of “Seven Smart Ways to Pay Off Student Loans Fast.” A new tip is presented each day for seven days. Read also Tip #1, Tip #2, Tip #3 …

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More Smart Ways to Pay Off Student Loans Fast: Get Forbearance Approval

Most people think only students who are enrolled in school can get deferments on their student loans. Nothing could be farther from the truth. There are a variety of reasons those with loans can defer or cancel their payments. To learn more, read below for my Tip #4 in a series of “Seven Smart Ways …

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Smart Ways to Pay Off Student Loans Fast — Get Uncle Sam to Pay It.

Who better to forgive your student loan than the lender? Just as Mom and Dad sometimes forgive portions of a loan to you, the same can be said for the Federal government, which issues more than 10 million student loans a year. To find out how to get the Federal government to pay off your …

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7 Smart Ways to Pay Off Student Loans Fast

About 70% of today’s four-year college graduates have student loans to repay. The typical recent grad has roughly $35,000 in student loans, according to data from Edvisors. While it often takes borrowers 10 to 15 years or more to pay off college debt, it doesn’t always have to take that long. There are several different …

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Additional Help for Minority and Women-Owned Businesses

If you’re a woman or an ethnic minority looking for more resources for your small business, additional help is available for minority-owned or women-owned businesses from any of the SBA’s small business counseling and training partners, including: SCORE SCORE stands for the Service Corps of Retired Executives. There are more than 10,500 SCORE volunteers in …

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Tips for Getting Certified as a Woman-Owned Business

A Woman-owned Business Enterprise (WBE) is a business that is at least 51% owned, operated and controlled by a woman or women who are U.S. citizens or legal Resident Aliens. The primary place to get certified as a woman-owned business is the Women’s Business Enterprise National Council. The WBENC is the country’s leading third-party certifier …

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How to Qualify for Certification as a Minority-Owned Business

How to Qualify for Certification as a Minority-Owned Business

A Minority Business Enterprise (MBE) is any business that is at least 51% owned, operated and controlled by an American citizen or citizens of the following ethnic groups: African American Asian American Latino/Hispanic American Native American The primary place to get certified as a minority-owned business is the National Minority Supplier Development Council. About the …

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credit card debt

4 Tips for Tackling Credit Card Debt and Raising Your FICO Score

The average American family owes $8,000 in credit card debt, according to the American Bankers Association. All together American consumers were carrying $2.564 trillion in total debt in January 2009, up 1.2% from December, reports the Federal Reserve. We are a nation in deep debt, but there are some strategies you can take to help …

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retirement

5 Reasons to Keep Contributing to Your 401(k) Retirement Plan

Many people are cutting back their contributions to their retirement plans, such as to their 401(k) or IRA because of the deflating U.S. economy and even their deflating pocketbooks. If you’re one of those people, or are one considering saving money by not contributing to retirement, that’s not the way to go. You’ll only feel …

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rental insurance

Why You Need Renters’ Insurance

Renters insurance is an often-overlooked aspect of financial planning for those who lease their homes or apartments. Many renters assume that their landlord’s insurance will cover any potential losses or damages to their personal belongings. However, this is a common misconception. In reality, renters insurance is a smart investment that offers financial protection and peace …

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VITA Tax Help

Get Free Help Preparing Your Income Tax Return

It’s time to get busy filling out your income tax return. Mercifully, you don’t have to pore over thousands of pages of the IRS tax code, nor do you have to pay an expensive accountant in order to get your taxes done by the April tax filing deadline. If you are a low-moderate income earner, …

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Working moms

Financial Tips for Stay-at-Home Moms

Stay-at-Home Moms are very valuable. If the typical American stay-at-home mom got paid, she’d earn more than $116,000 a year for her work, according to a Salary.com survey. A stay-at-home-mom (or dad) can even use a tool to personalize her own salary. But regardless of how much value a mom actually adds to her family, …

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