AskTheMoneyCoach - The Money Coach

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40 Scholarships for African American Students

Paying for College / AskTheMoneyCoach / scholarships

Getting a college education is often a crucial way to break the cycle of poverty and create opportunities for personal and professional growth. Unfortunately, systemic inequality and historical barriers have made it difficult for some communities to access higher education, including African Americans. However, there are organizations and institutions dedicated to providing financial support to […]

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Navigating Divorce When the Woman is the Breadwinner

Couples and Money / AskTheMoneyCoach

Divorce is never easy, but it can be particularly challenging when the woman is the primary breadwinner. This can create financial and emotional stress, as well as societal pressures and expectations. However, with careful planning and communication, it is possible to navigate the divorce process successfully and come out on the other side with a

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The Difference Between a Loan Officer and a Mortgage Broker

Loans / AskTheMoneyCoach / mortgage terms

When it comes to obtaining a mortgage, you have two options: working with a mortgage broker or a loan officer at a bank. Both can help you secure a home loan, but you should know the significant differences. In this article, we’ll explain the difference between a mortgage broker and a loan officer and provide

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How to Apply for a Pell Grant and Get Money for College

Paying for College, Personal Finance / AskTheMoneyCoach / FAFSA, Federal Pell Grants, Student Aid Report (SAR)

Are you worried about how you’re going to pay for college? A Pell Grant can be a great way to get money for school, and it doesn’t have to be paid back. In this article, we’ll show you how to apply for a Pell Grant and maximize your eligibility to get the most funding possible.

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Lawsuit Loan write on sticky notes isolated on Wooden Table. Pre-settlement funding

The Pros and Cons of Pre-Settlement Funding

Loans / AskTheMoneyCoach / lawsuit loans, pre-settlement funding

If you have a lawsuit pending against someone who injured you in a car crash, you may be under extreme financial pressure. When you need money for household expenses or money to repair your car, pre-settlement funding may be the solution to economic hardship with an immediate cash advance only from the settlement. If you do

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Understanding the Difference Between Fiat Money and Cryptocurrency

Crypto, Investing / AskTheMoneyCoach / Central Bank Digital Currencies (CBDCs), fiat currency

Introduction The distinction between conventional fiat currency and digital assets has turned progressively salient in the contemporary, swiftly advancing monetary domain. This composition endeavors to thoroughly fathom both fiat currency and digital assets, emphasizing the cardinal disparities. Ultimately, you will be robustly apprehensive of their singular traits, boons, and drawbacks. Understanding Fiat Money 2.1. History

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Making a Long-Distance Move? Here’s How to Budget and Plan for Success

Real Estate / AskTheMoneyCoach

Moving can be exciting, but it can also be one of the most stressful experiences you will ever face. This is especially true when you are moving long-distance. Whether you are moving for a new job, to be closer to family, or simply for a change of scenery, it is important to have a plan

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Auto repair shop. Cars open bonnet parked in garage for repair and maintenance service. Car check up at service station. Car waiting for inspection in auto repair shop. Car maintenance and checklist.

How to Find Auto Repair Shops That Offer Payment Plans

Family Finances / AskTheMoneyCoach

Car repairs can be expensive, and unexpected breakdowns can put a strain on your budget. But don’t worry, there are auto repair shops that offer payment plans to help you get your car fixed without breaking the bank. Keep reading to find out how to locate these mechanics and get back on the road in

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The True Cost to Get Rid of Your Timeshare

Real Estate / AskTheMoneyCoach / Timeshares

Owning a timeshare can be a great way to enjoy vacations, but it’s not for everyone. If you want to get rid of your timeshare, you may be wondering about the costs involved. From legal fees to transfer fees, there are several expenses to consider. This guide will help you understand the costs associated with

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7 Online Sources to Borrow Money

Loans / AskTheMoneyCoach / microloans, Peer-to-Peer Loans

Key Takeaways The article discusses seven online sources where individuals can borrow money. These sources include online lenders, peer-to-peer lending platforms, credit unions, personal loan marketplaces, microfinance institutions, online pawn shops, and credit card cash advances. Each option has its own benefits and drawbacks, and it is important to carefully consider the terms and fees

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The Basics of Forex Trading for Beginners

Investing, Personal Finance / AskTheMoneyCoach / forex

Forex trading can be lucrative for anyone willing to put in the effort to learn the basics. While it can initially seem overwhelming, with some knowledge and practice, anyone can become a successful part-time forex trader. This article will cover the ten basics of forex trading that every beginning trader should know. Understand the forex

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7 Benefits of Cryptocurrency in 2023

Investing / AskTheMoneyCoach / cryptocurrency

Cryptocurrency, which is a form of virtual currency utilizing secure cryptography techniques and independent of government or financial institutions, is becoming increasingly popular in the dynamic digital landscape. This article will delve into the seven benefits of employing cryptocurrency in 2023 without introducing new information or facts. What is Cryptocurrency? Cryptocurrency is a type of

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How To Handle Problems With Credit Bureau Reporting Agencies

Credit Reports / AskTheMoneyCoach / credit bureaus

When it comes to managing your credit, dealing with credit bureau reporting agencies can be frustrating. The process can be confusing and time-consuming, whether you’re trying to access your credit report, dispute an error, or simply understand how your credit score is calculated. Here are the top 10 complaints people have when dealing with

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Negotiating Your Rental Agreement: Tips for Saving Money

Personal Finance, Real Estate / AskTheMoneyCoach / rental agreement, rental property

When searching for a new home, you’ve probably come across some great places just slightly out of your budget. If this is the case, and you really want the place, you could try negotiating your rental agreement to get precisely what you want. Many landlords will be open to adjusting rent in exchange for other

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Credit Unions vs. Banks: Which One is Better For You

Family Finances / AskTheMoneyCoach / Banks vs. Credit Unions, Credit Unions

When it comes to managing your finances, you have several options. Two of the most popular are credit unions and banks. Both offer financial services, but there are differences between the two. In this article, we’ll compare credit unions vs. banks and help you decide which one is better for you. What’s the Difference Between

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Author name: AskTheMoneyCoach