Page 10 – The Money Coach

New phishing scams using AI voice – how to recognize & avoid them

Leave a Comment / Scams / Abdul Qadeer / Ai scams, cybersecurity, deepfake fraud, online safety, phishing, tech scams, voice cloning

AI voice phishing scams are becoming an increasingly prevalent threat in our digital landscape. These scams leverage advanced artificial intelligence technology to mimic human voices, making it easier for fraudsters to deceive unsuspecting victims. As we become more reliant on technology for communication, the sophistication of these scams has grown, posing significant risks to individuals […]

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Apps that alert you of upcoming bills to avoid late fees

Leave a Comment / Saving Money / Abdul Qadeer / avoid late fees, bill reminder apps, budgeting apps, money management, Personal Finance

In today’s busy world, managing multiple bills and subscriptions can quickly become overwhelming. Bill reminder apps have become indispensable tools for anyone looking to stay organized and avoid costly late fees. These apps act as digital financial assistants—helping users track due dates, set reminders, and gain insights into their overall financial health. With so many

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How to Use ChatGPT for Budgeting and Saving Money

Leave a Comment / AI, Budgeting / Abdul Qadeer / ai financial planning, budgeting apps, chatgpt budgeting, Personal Finance, saving money

In today’s fast-paced world, managing finances can often feel overwhelming. Enter ChatGPT for budgeting and saving money—a revolutionary tool that leverages artificial intelligence to help you take control of your financial life. With its ability to analyze data, provide personalized advice, and offer real-time support, ChatGPT is transforming the way individuals approach budgeting and saving.

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Top budgeting apps that sync with your bank automatically (no manual updates)

Leave a Comment / Budgeting / Abdul Qadeer / auto bank sync, budgeting apps, finance tools, money management, Personal Finance

Budgeting apps with auto bank sync have revolutionized the way individuals manage their finances. In today’s fast-paced world, keeping track of expenses and income can be a daunting task. Fortunately, these innovative tools simplify the budgeting process by automatically linking to your bank accounts, allowing for real-time tracking of your financial activities. This seamless integration

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Top AI Tools to Manage Your Finances Smarter in 2025

Leave a Comment / AI / Abdul Qadeer / ai finance tools, budgeting apps, Financial Planning, investment management, Personal Finance

AI tools to manage finances are transforming how people budget, invest, and plan for the future. In 2025, artificial intelligence is more advanced than ever—offering personalized insights, automations, and predictive analytics that make financial management smarter and easier. From tracking expenses to managing investments and improving credit scores, AI finance tools can handle many of

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How much can you realistically make freelance writing part-time per month

Leave a Comment / Careers / Abdul Qadeer / content writing, freelance writing, part-time jobs, side-hustle, work from home, writing income

When starting a part-time freelance writing career, it’s easy to dream big—imagining steady clients and a growing income that rivals a full-time job. While freelance writing can be profitable, it’s important to set realistic expectations about your part-time freelance writing earnings, especially in the early stages. Your monthly income depends on factors such as experience,

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Best passive income ideas for busy parents with limited time

Leave a Comment / Debt / Abdul Qadeer / busy parents, Financial Freedom, passive income, side income, work from home

Balancing work, family, and personal time can be challenging for parents. Between school runs, household chores, and work commitments, finding extra hours in the day seems impossible. That’s where passive income comes in—a smart way to earn money with minimal ongoing effort. For busy parents, building passive income streams can provide financial freedom, reduce stress,

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How to verify legitimacy of online side gigs before giving personal info

Leave a Comment / Scams / Abdul Qadeer / gig economy, online jobs, scam prevention, side gigs, work from home safety

In the fast-growing gig economy of 2025, countless online side gigs promise easy income, flexible hours, and work-from-home convenience. However, not all opportunities are legitimate. Scammers often exploit eager freelancers and remote workers by requesting personal or financial information under false pretenses. Before you share sensitive details like your Social Security number, bank account, or

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Side hustles from home with minimal startup cost in 2025

Leave a Comment / Building Wealth / Abdul Qadeer / low-cost startups, online business, passive income, side hustles, work from home

In 2025, side hustles from home are more popular than ever—offering flexibility, independence, and the chance to earn extra income without leaving your house. Whether you’re looking to pay off debt, build savings, or supplement your main income, remote side hustles make it possible to create financial stability on your own terms. The beauty of

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How to manage student debt when switching to income-based repayment plans

Leave a Comment / Personal Finance / Abdul Qadeer / debt management, Financial Planning, income-based repayment, loan forgiveness, student loans

Managing student debt through Income-Based Repayment plans (IBR) is one of the most effective ways to make your federal student loan payments more affordable. By linking your monthly payments to your income and family size, IBR plans ensure you never pay more than you can reasonably afford—helping you stay on track financially while working toward

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Photo student loan consolidation vs refinancing

Difference between student loan consolidation vs refinancing: which saves more interest

Leave a Comment / Student Loans / Abdul Qadeer / interest rate comparison, refinance student loans, student debt savings, student loan consolidation, student loan refinancing

Choosing between student loan consolidation vs refinancing can make a big difference in how much interest you pay over time. While both strategies simplify debt repayment, they serve different purposes—and understanding these distinctions can help you maximize savings and maintain financial flexibility. This article explains how each option works, compares potential interest savings, and provides

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Are there new student loan relief options available in 2025 for low-income earners?

Leave a Comment / Student Loans / Abdul Qadeer / income-driven repayment, loan forgiveness, low-income earners, student debt relief, student loan relief 2025

Student loan relief 2025 brings a wave of hope for low-income earners burdened by educational debt. As college costs continue to climb, many individuals struggle to keep up with loan payments while managing daily expenses. In response, both the government and private sector are introducing innovative initiatives aimed at reducing debt and making repayment more

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How much of your income should go toward paying down high-interest credit card debt

Leave a Comment / Debt / Abdul Qadeer / Budgeting Tips, credit card debt, Debt Repayment Strategies, Financial Planning, high-interest debt

Understanding how much of your income should go toward paying down high-interest credit card debt is one of the most important steps toward achieving financial freedom. Carrying high-interest balances not only drains your monthly budget but can also prevent you from saving or investing effectively. With average credit card interest rates often exceeding 16%—and sometimes

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What Happens to a Charged-Off Account After 7 Years?

What to do if a charged-off account shows up on your report after 7 years

Leave a Comment / Credit Reports / Abdul Qadeer / charged-off account, credit repair, Credit Score Improvement, debt collection rights, dispute credit report

Seeing a charged-off account after 7 years appear on your credit report can be frustrating and confusing. A charge-off marks an account that a creditor has written off as a loss due to non-payment, but that doesn’t mean you’re powerless. Understanding your rights and taking the right steps can help you correct errors, restore your

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Best Credit Repair Steps for Multiple Late Payments

Best credit repair steps for someone with multiple late payments

Leave a Comment / Credit Scores / Abdul Qadeer / credit counseling, credit repair, Credit Score Improvement, debt consolidation, late payments

If you’ve made multiple late payments, you’re not alone—and there are proven ways to recover. Understanding the best credit repair steps for multiple late payments is essential to rebuilding your financial credibility and improving your credit score. Late payments can cause serious damage, but with the right approach, you can restore your credit health and

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