Should I Invest in Penny Stocks

Should I Invest In Penny Stocks With The Little Money That I Have?

A reader sent me the following question via Facebook wanting to know my opinion of investing in penny stocks. Here’s her question and my reply. Q: I know you are extremely busy and you not get to this message. I am unemployed but searching. The little that I have, I want to invest. I don’t […]

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college visits

3 Ways College Visits Help With Admissions, College Selection and Finances

Every year, millions of students across America never get to go on college tours and college visits – and preview the schools to which they’re applying – mainly because it can be costly and time-consuming to make a college road trip. Nonetheless, college bound teenagers, transfer students and parents should all take college visits very

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A financial planner smiles indoors, with a marina view of numerous boats and palm trees in the background, contemplating a well-crafted budget.

FinCon: Epic Tales and Highlights from FinCon 2016

FinCon 2016 wrapped up with a bang in San Diego, with a record 1,250 attendees turning out for a jam-packed, four-day conference billed as “Where Money and Media Meet.” FinCon founder Philip Taylor (who runs PTMoney.com) has done a huge service to the fintech community and digital content creators everywhere by organizing what has quickly

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second marriage

Getting Your Finances Right in a Second Marriage

Getting remarried offers an opportunity not only for a second chance at love and happiness, but also entering a new financial partnership with your spouse-to-be. However, it can be hard to determine just went wrong in the first marriage. We’ve all heard the statistics on how finances are one of the leading causes for married

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Save money on travel

3 Websites to Save $1,000 or More Off Your Travel Costs

If you’re like me, you love to travel, but you also love to save a buck. Saving money isn’t always easy when you’re on the road. Costly hotel bills, high airline fares, steep rental cars fees and other travel expenses can all add up quickly. Thankfully, however, you don’t have to go broke – or

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marriage

4 Financial Signs You’re Not Ready for Marriage

 Getting married to your significant other can be one of life’s most beautiful moments, where two people make a commitment to create a life together and uphold vows of commitment to one another. Engaged couples, however, may be blissfully unaware of the state of their own or their potential spouse’s finances. While it may be

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Smart Mom Rich Mom

How to Build Wealth While Raising a Family

How to Build Wealth While Raising a Family: If you have kids like I do, you know firsthand how expensive it can be to raise a family. Between diapers, daycare, school supplies, and never-ending grocery bills, those costs add up fast. And the more children you have, the more pressure you feel on your monthly

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tax lien

How to Get a Tax Lien Removed From Your Credit Report

In terms of your financial future, your past credit mishaps can hold you back from opportunities that credit can offer. On your credit report, there a few things worse to appear than a tax lien (paid or outstanding) from the IRS. Typically, paid tax liens will remain on your credit history for seven years after

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How to find a good CFP, Financial Planner

How to Hire a Certified Financial Planner: A Complete Guide

Hiring a certified financial planner (CFP) can be a pivotal step toward achieving your financial goals. Whether you’re planning for retirement, managing investments, or navigating complex financial decisions, a CFP offers expertise to guide you. This comprehensive guide will help you understand what to look for when hiring a financial planner and how to make

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credit score drop

What to Do If Your Credit Score Drops Unexpectedly

  Having your credit score fall unexpectedly can be as bad as losing a significant amount of money. With a lower score, your opportunities for low-interest loans, lower insurance premiums, and more affordable mortgages may be out of your reach. What’s worse is that these fluctuations may come from out of nowhere and may confuse

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Smiling woman with shoulder-length black hair wearing a purple sleeveless top and a gold necklace, photographed against a white background.

6 Easy Steps to Set Up an Installment Agreement with the IRS

If you owe a significant amount to the IRS, you may be able to pay the balance in an installment agreement with the IRS. This can help offset collection methods of the IRS, like freezing your bank account and putting a lien on your property. Step #1: Determine How Much You Owe The first step

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A close-up view of a race track's starting line with "START" written in large white letters and a checkered pattern above it. The track lines and a patch of green grass are visible, symbolizing the crucial first step to financing your business.

5 Steps to Registering Your Small Business

Getting the urge to strike out on your own to satisfy your entrepreneurial itch? Before you begin, be sure to obtain the necessary permits and licenses you’ll need to operate your small business legally. Whether you’re ready to launch your new start-up, or you’re growing an existing enterprise into a thriving business, your business must be run

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