Have you ever had a crazy debt collector who just wouldn’t leave you alone? I’m talking about the kind of bill collector that calls you at all hours of the morning and night, who calls over and over and over again, or who calls you on your job – even after you say you can’t […]
Debt Collector Harasses Consumers, Slapped With Record Fines Read More »
Nearly every wants to save money these days. But when you’ve already cut back on food and restaurant expenses, have stopped all unnecessary shopping and frivolous spending, or you’ve implemented all the usual advice about how to save money, you may feel like you’ve run out of ideas. Don’t worry. Even if you’ve already slashed
99 Ways to Save Money – Even When You’ve Already Cut Back Read More »
Q: Can I refinance my home with bad credit? I have some blemishes on my credit report. A: To refinance your home with bad credit, you’ll have to jump through more hoops to get a mortgage and you won’t get a rock-bottom interest rate, but it can be done. If your credit is poor, here are 2
How to Refinance a Home Loan With Bad Credit Read More »
It should come as no surprise that poor financial health can also hurt your physical health. Money worries can send your stress level soaring, causing high blood pressure, anxiety, tension headaches and more.
The Money Coach and Dr. Oz Help You Cure Money Anxiety Disorder Read More »
Just because summer is here and you may be relaxing a bit, that doesn’t mean you should take a break from managing your summer dollars wisely. In fact, the period between Memorial Day and Labor Day can be a real budget-buster if you’re not careful with your money. Luckily, there are some crafty ways
Here Are 5 Ways to Stretch Your Summer Dollars Read More »
For some people, good health insurance coverage can offset some, if not all, of their health care costs. But if you find that you can’t afford to pay your deductible – or if you don’t have any insurance coverage at all – you’ll need a plan to manage your health care costs without driving yourself
5 Tips To Make Health Care Costs Affordable Amid ObamaCare Read More »
There are smart ways to save money in the summer months when the temperature, and your bills, start to go up! Here are some savvy strategies to lower your costs and keep more cash in your pocket as the summer progresses.
Save Money This Summer With These Great Tips Read More »
Phone bills can be awfully expensive. And when you’re not making a lot of money or are living on a fixed income, phone service and other utilities can take a sizeable chunk out of your budget each month. But a government benefit program called Lifeline can help low-income individuals and families save money on those
Government Offers Low-Income Households Discounted Phone Service Read More »
Whether you’re trying to build credit, control your spending, or give a flexible gift, understanding the differences between a secured credit card, a prepaid debit card, and a Visa gift card is essential. While these financial tools may look similar in your wallet, their functions, benefits, and limitations vary widely. Let’s break down what sets
Secured Credit Card vs Prepaid Debit vs Visa Gift Card: Key Differences Read More »
Q: What can I do about a credit union that took money out of my account (my SSDI) to pay off a past due bill I owed them? A: If a credit union took your money to collect past due payments it’s likely because they have the right to set off or the automatic right to combine accounts.
Money Grab: Beware of Banks’ Right to Set Off Read More »
A teenager named Madison who I mentor is a huge animal lover. In fact, she’s the kind of 15-year-old that begs her parents to take in virtually any stray dog or cat off the street. Madison’s love of all things four-legged, flying or feathered led her to apply for – and earn – a
A Creative Way For Animal Lovers to Make Money This Summer Read More »
Carrying a prepaid debit card can be a convenient alternative to cash or checks while shopping or traveling, and may also make it easier to access money when you don’t have a regular debit card. You can buy a prepaid debit card just like a gift card, and load it up with whatever amount of
Prepaid Debit Cards Vs. Checking Accounts Read More »
Graduating college is as exciting a time as any. It’s a time for celebration, reflection, and ultimately decision-making. “What’s next?” is a common thought on the minds of millions of graduates this spring; maybe a career, graduate school or … well, who knows? By the way, speaking of graduation. We all know that this special
4 Money-Saving Tips for Recent Graduates Read More »
May 29th is National 529 College Savings Day. A 529 Plan is a state-sponsored college savings plan that can be used to sock away higher-education money on a tax-free basis. Unfortunately, far too few Americans have 529 plans, perhaps because parents sometimes feeling overwhelmed by the ever-growing price tag of a higher education.
Four Reasons to Open a 529 Plan Now Read More »
If you’re struggling with credit card debt and are also working hard on preserving that emergency savings account, you may be wondering if you should switch gears and choose one over the other. Prioritizing your bills is always a good idea, but you need to determine whether the benefits of paying down debt faster really
Should You Pay Off Debt or Build Savings First? Read More »
