hurricane sandy

4 Financial Lessons Learned From Hurricane Sandy

My family – like millions of others along the East Coast – has had to tough it out this past week in the wake of Hurricane Sandy. We’ve been without power for more than seven days. We still have no lights or phone service; cell phone coverage has been mostly non-existent; and needless to say

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A graduation cap with a red price tag displaying dollar signs hangs off one corner, hinting at the significance of a Pell Grant.

Do I Qualify for a Pell Grant for College?

Unlike a student loan, a federal Pell Grant for college does not have to be repaid. A Pell Grant is a need–based grant that is provided to low-income students. Pell Grant award amounts change every year, but the amount you can receive will depend on several factors including your financial need and the cost of

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An egg with "401 K" written on it sits on a newspaper against a yellow background, symbolizing the importance of careful financial planning.

401(k) Contribution Limits Increase for 2013; What You Must Know

If you’ve got a 401(k) or a similar retirement plan, you can start socking away more money for your Golden Years starting in 2013. The IRS says it’s increasing the tax-free contribution limit for retirement plans to $17,500 for 2013; that’s up $500 from a limit of $17,000 in 2012.

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A graduate in a cap and gown looks thoughtfully at a large pink piggy bank, contemplating student loans, against a white background.

College Grads: Get the 411 on Federal & Private Loans Here

The average U.S. college graduate comes out of school with more than $25,000 in student loan debt, according to the College Board. And collectively, student loan debt in the U.S. now tops $1 trillion – surpassing the amount of credit card debt Americans owe. So paying off student loans is one of the most daunting

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identity theft to file taxes

Social Security Number Lost or Stolen? You Must Read This!

If someone steals your Social Security card or misuses your Social Security number without your permission, it’s one of the worst forms of identity theft you can suffer. Crooks can use your Social Security number to file taxes in your name, illegally snatching away a federal tax refund to which you’re legitimately entitled. Then you

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