credit was ruined over medical bills

My Credit Was Ruined Over Medical Bills and Health Issues—Now What?

My Credit Was Ruined Over Medical Bills and Health Issues—Now What? If medical bills or a personal health crisis caused your once-solid credit score to nosedive, you’re not alone. Millions of Americans experience financial strain due to healthcare costs, and even a brief period of missed payments can leave a lasting mark on your credit […]

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A person in a red tank top and blue jeans poses with arms raised in front of their face against a white background, striking a confident stance that seems to embody financial independence.

If You’re Too Scared to Face Your Finances Here’s What to Do

Are you too scared to face your financial situation? Maybe you’ve heard, time and time again, that you need to get your credit report or check your FICO credit score, but you’re too afraid to see what they look like. Perhaps you have a large or overdue tax bill and just thinking about the IRS

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A close-up of the distinctive Facebook logo, featuring a notification icon that signifies one new friend request.

Poll:Half of Holiday Shoppers Not Setting a Spending Budget

So you’ve probably heard the news about the spending boom that occurred on Black Friday and Cyber Monday. In-store and online sales were up 7% and 33% respectively, on each of those days. Even if you didn’t participate in the multi-billion dollar shopping frenzy, have you considered the spending you’re likely to do in the

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A yard sign in front of a brick house reads "Price Reduced," "Foreclosure," and "Bank Owned.

Buying a Home in Foreclosure? Here Are 6 Tips

As more homes go into foreclosure, you might be considering investing in a foreclosed property to generate some extra income. Foreclosed homes can be moneymakers in strong rental markets or if you’re able to sell a deeply discounted property for a higher price in the future. Regardless of whether you’re considering a foreclosure for investment purposes or

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A yellow sticky note pinned to a corkboard with the word "Goodbye!" written in red, like a final message left at a bank teller's window.

5 Memorable Ways to Say Goodbye to Your Bank, a la That JetBlue Flight Attendant

Have you decided to make the switch from a bank to a credit union or to simply transfer banks? Many consumers are doing just that – especially in light of rising bank fees, the recent Bank Transfer Day and the ongoing Occupy Wall Street movement. 3 Ways to Avoid Rising Bank Fees While you can

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Cyber Monday

Cyber Monday Shopping Tips For The Best Deals and Online Safety

Black Friday may have brought out the holiday shopping crowds, but Cyber Monday is increasingly generating the biggest bucks for retailers as consumers hop online to make merry and find gifts for the holidays. According to data from IBM Coremetrics and comScore, Cyber Monday sales rose 20% in 2010 and topped $1 billion in online

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A building with a sign on top that reads "Federal Credit Union," featuring an overhang with blue corrugated metal and beige columns in the front. This credit union offers a welcoming facade that combines modern elements with classic design features.

Credit Union Perks and Benefits To Know

If you’ve been thinking about closing up your regular bank account in favor of joining a credit union, make sure you understand both the benefits and disadvantages of making the switch. As bank fees continue to rise and many retail banks impose penalties on low balances, many Americans are turning their sights on credit unions

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A person with long dark hair, dressed in a purple top and a silver statement necklace, holding sunglasses, looks off to the side with an air of Kim Kardashian's signature poise.

Financial Lessons From Kim Kardashian

When Kim Kardashian announced she was divorcing her husband, basketball player Kris Humphries, after just 72 days of marriage, the backlash against the reality TV star was swift and intense. Among those publicly calling the marriage a sham was none other than Kardashian’s former publicist, Jonathan Jaxson. But when Jaxson flat-out suggested in media interviews

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A red Santa hat with a white fluffy brim and pompom, resting on a white background, evokes nostalgic warmth amidst winter's chill, banishing any trace of depression.

How To Cope with Depression During the Holidays

As the holiday season gets into full swing, you may not be feeling as cheerful and festive these days as some of your friends and family members. Money problems or personal issues can dampen even the brightest of outlooks. In fact, for some people, the holidays end up being a time of sadness and even

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A person with curly hair holds multiple 100-dollar bills in front of their face, partially obscuring it, showcasing some extra cash. They are wearing a light blue shirt, and the background is plain white.

5 Smart Ways to Earn Extra Cash Before Year’s End

Looking for practical ways to earn extra cash before the year wraps up? Whether you’re prepping for holiday expenses or just want to boost your savings, now’s a great time to explore simple yet effective ways to make more money. You don’t need to take on another job or upend your schedule to bring in

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Scams and rip offs

Beware of Scammers Impersonating The Better Business Bureau

As much as you would like to believe it, no, you didn’t just win a brand new Mercedes Benz or $1 million – just in time for the holidays. That telephone call you may have received about your exciting “win” in a sweepstakes or lottery is just a scam, according to the Better Business Bureau,

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During the holiday season, a person wearing a Santa hat and red coat is seen biting a gold chocolate coin while holding a pile of similar coins on the table.

5 Reasons Not to Spend Any Money on Gifts this Holiday Season

For many Americans, a big part of the holiday season involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season. In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could

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shopaholics

How to Control the Shopaholic in You this Holiday Season

From Black Friday doorbuster specials to Christmas sales, the holiday shopping frenzy may soon engage your inner shopaholic – and leave you with a mound of debt by New Year’s. The average American is expected to spend a little more than $700 on holiday gifts and seasonal merchandise in 2011, according to the National Retail

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Green button with the text "ERASE DEBT" in white, offering debt help.

5 Ways To Know If You Should Avoid a Debt Help Company

If you need help eliminating credit card bills or getting rid of other forms of debt, a debt relief program may seem like the only viable option for getting help with your debt and your finances back on track. While you can find some legitimate debt help agencies out there, you can also easily stumble

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