If you’re thinking about doing a credit card balance transfer, you may have a lot of questions or worries about whether or not you’re getting a good deal.
It’s smart to ask questions upfront, because not every balance transfer offer is a good one.
Many folks trying to reduce their credit card debt turn to credit card balance transfer offers to achieve their goal. But while such transfers can be effective when used judiciously, they do have potential pitfalls. Before you accept any new credit card deal, consider these 10 issues. THE GOOD You could save money The major benefit of a […]
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With scores of different types of credit cards out there, how do you find the best deal? Needless to say, it pays to already have good credit in order to get a good credit card offer. But finding an attractive credit card goes beyond simply having excellent credit. Since the credit-card industry is so competitive,
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Transferring your credit card balances (balance transfers) can be an effective way to save on interest you would otherwise accumulate on a high-interest credit card, and can also increase your credit score as you clear up your credit lines. However, there are some things you need to be aware of before you authorize that transfer.
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Even though you might be very good about paying your credit cards on time, knocking out your balances in full each month, or keeping your debts to a minimum, you might still be making some common mistakes with your credit.
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If you’re thinking about doing a credit card balance transfer, you may have a lot of questions or worries about whether or not you’re getting a good deal. It’s smart to ask questions upfront, because not every balance transfer offer is a good one. So here’s how to know whether you should transfer a balance
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If you’re in the market for one or more credit cards, don’t just consider the annual fees, the interest rates, or the perks you’ll get from having certain credit cards. It’s also smart to consider your lifestyle, spending habits and how you actually use credit cards.
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The Federal Trade Commission has shut down yet another l0w rate credit card scam – showing that not all balance transfer offers are created equal. This one involved a company called National Card Monitor LLC. The FTC’s action happened in December 2012, and was the sixth credit card interest rate scheme the FTC had identified
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Charging on your credit cards excessively during the holidays is a surefire way to have a debt hangover when the New Year rolls around. So no matter how much you want to take part in holiday festivities and door-buster sales, it’s obviously a bad idea to engage in unbridled spending using the plastic in your
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If your credit is great, or even just in fairly decent shape, you may regularly receive offers for credit card balance transfers in the mail. Whether or not you should accept a balance transfer deal depends on many factors, including the fine print of the balance transfer agreement and whether or not you can successfully
Credit Card Balance Transfers Do’s and Dont’s Read More »
Right before and after the holidays you’ll probably get a lot of bank offers to transfer credit-card balances from one account to another. If you see balance transfers as an opportunity to go on a shopping spree, chances are you haven’t quite learned how to manage credit and debt wisely, and that balance transfer deal
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