Credit Cards

how to choose the right credit card

How To Choose The Right Credit Card For Your Lifestyle

Choosing the right credit card can have a major impact on your financial health and lifestyle. When you understand how to choose the right credit card, you can save money, earn valuable rewards, and make your finances work smarter for you. The key is to align your spending habits and financial goals with a card […]

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rising interest rates

How Rising Interest Rates Impact Mortgages, Car Loans, and Credit Cards

As you navigate the financial landscape, you may have noticed a significant shift in interest rates over recent months. Rising interest rates can have a profound impact on various aspects of your financial life, from the cost of borrowing to the returns on your savings. Central banks, such as the Federal Reserve in the United

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Applying The 40/70 Rule To Make Smart Decisions

Applying The 40/70 Rule To Make Smart Decisions

Making smart decisions is the cornerstone of long-term success—whether you’re managing personal finances, launching a business, or mentoring the next generation. But being “smart” with money goes beyond budgeting or pinching pennies. It’s about strategic decision-making, leveraging the right financial tools, and protecting what you’ve built. This guide dives into five practical strategies that can help

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Tackling Debt and Rebuilding Credit After College

Tackling Debt and Rebuilding Credit After College

Graduating from college marks a major life achievement—but it often comes with a financial wake-up call. For many young adults, that diploma is followed by the heavy burden of student loan debt, credit card balances, and entry-level paychecks that barely cover rent. If you’re feeling financially overwhelmed, you’re not alone. The good news? You have

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