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How Rising Interest Rates Impact Mortgages, Car Loans, and Credit Cards

As you navigate the financial landscape, you may have noticed a significant shift in interest rates over recent months. Rising interest rates can have a profound impact on various aspects of your financial life, from the cost of borrowing to the returns on your savings. Central banks, such as the Federal Reserve in the United […]

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Applying The 40/70 Rule To Make Smart Decisions

Applying The 40/70 Rule To Make Smart Decisions

Making smart decisions is the cornerstone of long-term success—whether you’re managing personal finances, launching a business, or mentoring the next generation. But being “smart” with money goes beyond budgeting or pinching pennies. It’s about strategic decision-making, leveraging the right financial tools, and protecting what you’ve built. This guide dives into five practical strategies that can help

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Tackling Debt and Rebuilding Credit After College

Tackling Debt and Rebuilding Credit After College

Graduating from college marks a major life achievement—but it often comes with a financial wake-up call. For many young adults, that diploma is followed by the heavy burden of student loan debt, credit card balances, and entry-level paychecks that barely cover rent. If you’re feeling financially overwhelmed, you’re not alone. The good news? You have

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