When one of my sisters recently tried to file her taxes ahead of the April 15th tax-deadline, she got a nasty surprise from her accountant: the IRS rejected my... read more →
You likely already know that it’s a smart idea to check your credit reports annually. In fact, by law, you’re entitled each year to one free copy of your credit... read more →
Credit monitoring is an electronic, subscription-based service for consumers who want to track their credit activity at the "Big 3"... read more →
A credit score is simply a three-digit number that summarizes your overall credit standing and tells creditors how likely you are to either repay a debt or default on it.... read more →
If you’ve thought about ordering your free credit report, which credit reporting bureau should you contact? Many... read more →
Question: One of my subscribers had a question. She asked, "What's the best way to have negative information removed from my credit report?" Answer: Negative information can legally stay on... read more →
If you’ve ever pulled your credit files from Experian, Equifax and TransUnion - each of the three major credit bureaus- and tried to compare them, you know that certain information... read more →
An inquiry in your credit file is a record of any application for credit that you made. For example, if you seek a mortgage, student loan or car loan, or... read more →
Experian, Equifax or TransUnion: Which Credit Report is More Important? Q: Hi Lynnette, I have noticed a difference between my credit reports from Experian, TransUnion and Equifax. Can you tell... read more →
Credit freezes help you thwart identity theft by preventing a crook from opening credit in your name. Credit... read more →
You can dispute mistakes with the credit bureaus by mail... read more →
Q: Should I get all three credit reports at once, or view them at different times over the year? A: Once you are ready to request your free credit reports... read more →
Federal laws dictate what personal information about you can – and can’t – be included in your credit reports from Equifax, Experian and TransUnion. Here’s a rundown of what to... read more →
