Tag: Fair Credit Reporting Act

The CARES Act made significant changes to the Fair Credit Reporting Act. Learn how to protect your credit rating during the COVID-19 pandemic.

= Let’s assume that you have taken advantage of your federal right to see your credit files via www.annualcreditreport.com. Did you know that in addition to that once-a-year deal, you can get free credit reports again and again and again—multiple ...

With each passing day, I’m starting to believe that Elizabeth Warren was right: the financial system is rigged against the average middle-class American. Here’s the latest proof of this fact: Congress is considering an ill-advised proposal that would severely hurt ...

Yes, it can. Despite the fervent proclamations of bureaucrats and credit bureaus everywhere, a simple fact remains: negative credit listings are deleted from peoples' credit reports by the thousands each and every day. A few years ago, an attorney from ...

Question: One of my subscribers had a question. She asked, "What's the best way to have negative information removed from my credit report?" Answer:  Negative information can legally stay on your credit report for seven years. For some negative information, ...

Q: I disputed wrong info in my credit file but i'm not satisfied with the results. What else can I do? A: Anytime you dispute information in your credit files, and the issue is not resolved satisfactorily, you have several ...

Consumer groups estimate that 70% of all credit reports have mistakes in them. That’s an awful lot of misinformation – and it could be costing you money. If you have errors in your credit file and you’re in the market ...