How to Protect Your Credit Rating During COVID-19 VIDEO
The CARES Act made significant changes to the Fair Credit Reporting Act. Learn how to protect your credit rating during the COVID-19 pandemic.
Tag: Fair Credit Reporting Act
The Law That Gives You a Free Credit Report—Again and Again
= Let’s assume that you have taken advantage of your federal right to see your credit files via www.annualcreditreport.com. Did you know that in addition to that once-a-year deal, you can get free credit reports again and again and again—multiple ...
Will Your Tax Debts Be Reported to Credit Bureaus?
With each passing day, I’m starting to believe that Elizabeth Warren was right: the financial system is rigged against the average middle-class American. Here’s the latest proof of this fact: Congress is considering an ill-advised proposal that would severely hurt ...
Can Bad Credit be Deleted From My Credit Report
Yes, it can. Despite the fervent proclamations of bureaucrats and credit bureaus everywhere, a simple fact remains: negative credit listings are deleted from peoples' credit reports by the thousands each and every day. A few years ago, an attorney from ...
What’s the Best Way to Get Negative Information Removed From My Credit Report
Question: One of my subscribers had a question. She asked, "What's the best way to have negative information removed from my credit report?" Answer: Negative information can legally stay on your credit report for seven years. For some negative information, ...
How to Handle a Credit File Dispute
Q: I disputed wrong info in my credit file but i'm not satisfied with the results. What else can I do? A: Anytime you dispute information in your credit files, and the issue is not resolved satisfactorily, you have several ...
How Credit Report Mistakes Happen
Consumer groups estimate that 70% of all credit reports have mistakes in them. That’s an awful lot of misinformation – and it could be costing you money. If you have errors in your credit file and you’re in the market ...