Here’s a tale about two 40-year old guys who are best friends. We’ll call them Bill and Skip. From the time they were teenagers both Bill and Skip dreamed of... read more →
There is a lot of mis-information on the web about what does and does not impact a credit score. I hope this article helps debunk a few of those myths.... read more →
If your FICO credit score falls between 760 and 850 points, you rate among... read more →
Debt is a massive problem in America. We’re up to our eyeballs in debt of all types: mortgage loans, credit cards, student loans, automobile loans. Moreover, the average mortgage balance... read more →
If you have negative marks in your credit history, you already know what a pain it is living with bad credit: you get turned down for credit cards and loans,... read more →
If we’re honest with ourselves, many of us will admit that so much of what we spend money on – and why we spend money – is tied to our... read more →
From a credit standpoint, the type of debt you’re carrying matters tremendously when it comes to your credit score and your overall credit rating. What precisely counts as “bad” debt?... read more →
Any “Public Records” listing in your Equifax, Experian or TransUnion credit report will seriously lower your credit scores. Although the “Account Summary” section of your credit reports may contain negative... read more →
