negative information

A woman in a red shirt sits at a desk with a laptop and coffee cup, holding her head with one hand and looking at papers with a concerned expression, clearly troubled by some negative information.

How Long Negative Information Can Stay On Your Credit Report

If you are diligent about monitoring your credit report regularly and take steps to maintain a healthy credit score, you may be wondering how long negative information such as delinquent accounts, judgments, and other adverse information stays on your report. By law, certain types of information must be removed from your credit files within a […]

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credit report red flags

3 Red Flags that Could Be on Your Credit Report

You know how important it is to check your credit report at least once per year, but do you know what to look for? Your credit report contains a lot of key information about your payment history, various credit accounts you’ve had, and how you’ve handled financial obligations such as credit card debts, mortgages, student

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What’s the Best Way to Get Negative Information Removed From My Credit Report

Question: One of my subscribers had a question. She asked, “What’s the best way to have negative information removed from my credit report?” Answer:  Negative information can legally stay on your credit report for seven years. For some negative information, such as a bankruptcy, it can be as long as 10 years. The subscriber didn’t

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