Ready, Set, Grow

Thanks to Capital One for sponsoring this post.


Whenever I can’t do something on the technology front – anything from editing digital photos online to reprogramming the cable box – I always know exactly where to turn for immediate assistance: my 10-year-old daughter or my 16-year-old son.


As members of the so-called Z Generation, my children have grown up with so much technology that it’s easy for them to help me solve my tech dilemmas in a snap.


Fortunately, instead of telling their 40-something Generation X Mom how “un-cool” she is, my kids demonstrate the patience of Job and carefully walk me through my challenges, giving me step-by-step tips and quick hands-on tutorials to better use the technology in my life.


Having kids who are willing to help me master the areas of technology where I lack expertise has, in turn, made me more than willing to return the favor with my own mother. In fact, my husband and I have both had our parents (who are in their 70s and 80s) call us and ask for tech help at various times over the years.


Increasingly, our parents – and other older Americans – don’t just want to better understand the technology at their disposal, they also want to better use it, especially when it comes to managing their finances.


Right now, online banking use in the U.S. is on the rise. Yet according to a recent report, only 18 percent of adults over 60 use it. But it’s not because older Americans aren’t interested. Data from The Pew Research Center show that 77 percent of U.S. adults over the age of 60 say they would adopt digital technology – if only someone would help them learn how.


That’s why I’m telling my parents, and encouraging everyone to tell theirs, about a great new tool called Ready, Set, Bank, which is designed to help older Americans bridge the digital divide and learn how to better manage their finances online. [continue reading…]