mortgage after bankruptcy

Q: My husband and I are in our final year of bankruptcy this year. We did a chapter 13 in 2010.

 

Our income has significantly increased over the years and we would like to purchase a new home this year.

 

My question is how soon after our bankruptcy disclosure might we qualify for a loan – with a down payment?

 

If possible, are there lenders you can recommend who might be best to deal with in these situations?

 

Finally what steps can you recommend we take between now and (hopefully year end) so we can qualify? [continue reading…]