student loans


Millions of Americans have student loan debt – from recent college graduates to people in their 60s.

Student loans are the one form of debt you typically can’t get rid of in bankruptcy court, so this debt can stay with you for decades if you don’t pay it off.

Here are frequently asked questions about student loan forgiveness programs that we’ve received here on [continue reading…]

Holiday spending

You’ve probably noticed that retailers are already gearing up for the holidays. So whether you’re ready or not, you’ll soon start seeing a lot of holiday-shopping advertisements, as well as in-store promotions.


It’s fine to do some early buying, but you do have to be cautious about over-spending.


If you want to avoid holiday debt, personal finance expert Andrea Woroch offers the following 10 tips to help you stay out of the red. [continue reading…]

Time to plan

It’s an age-old financial dilemma: you want to save for the future—maybe to better prepare for retirement or to help pay for your kid’s college education—but you’re dealing with today’s bills.

So how do you strike a proper balance and juggle current obligations while simultaneously saving for the years ahead?

Here are three strategies to use when you need to pay today’s bills but still want to plan for the future. [continue reading…]

woman confused by call from debt collector

Dealing with debt collection agencies is never pleasant and you may find that some are especially persistent —and rude. While debt collectors are required to follow certain laws and regulations, many are guilty of bending or breaking the rules.

It’s important to remember that debt collectors are trained to do everything possible to collect the debt, including sometimes using scare tactics to get you to comply with their requests.

However, don’t let a collection agency intimidate you, and be prepared for possible lies and tactics they may use.

Here are 5 lies debt collectors may tell you.


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