Author name: Lynnette Khalfani-Cox, The Money Coach

Lynnette Khalfani-Cox, The Money Coach, is a renowned financial expert, author, speaker, and media personality, empowering people to achieve financial success. Visit her personal website at https://lynnettekhalfanicox.com.

A blue sign with a red no-entry symbol over the letters "D.U.I." Beneath it in white text, the sign reads "YOU CAN'T AFFORD A DUI.

Here’s How A DUI Costs You $5,000 to $10,000 or More

We all know you should NEVER drink and drive, but few people realize the huge financial ramifications of getting busted for driving under the influence of alcohol. A DUI can be enormously costly – mainly in terms of the potential physical danger you pose to pedestrians, other drivers on the road, passengers in your car, […]

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A blue Capital One General Motors MasterCard with the card number, cardholder name, and expiration date visible. The new credit card features logos for Chevrolet, Buick, GMC, and Cadillac.

New Credit Card Offers Special Perks to Future Car Buyers

If my husband gets his way, in about a year from now we’ll be replacing our 2003 Chevy Tahoe with his dream car: a new Cadillac Escalade. In all honesty, I love the Escalade too — especially the new 2014 and revamped 2015 models. They really do set the standard for luxury SUVs. Still, I’m always

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A stethoscope is placed on top of a blue United States passport, symbolizing the growing trend of medical tourism, lying on a red surface.

Need a Medical Procedure Done Cheap? Medical Tourism May Be the Answer

Have you ever had a medical bill that you just couldn’t afford to pay? Or maybe you needed a medical implant, a surgery, or some doctor-recommended procedure, but you chose not to do it simply because it was too costly? Well, you might be a candidate for a growing trend that’s called medical tourism. Medical tourism

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A man in a suit looks surprised while holding one end of a large dollar bill, with another person—perhaps discussing disability pay—holding the other end.

Can Disability Pay Be Garnished to Repay Defaulted Student Loans?

Q: Hello, In 1983 I took out a student loan (private loan backed by the government) for my college education. After attending for 2 years, I went into the workforce and never returned to complete the other 2 years. Long story short my loan went into deferment and finally defaulted. I was giving the option to

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back-to-school

5 Ways to Save $250 or More On Back-to-School Shopping

  The National Retail Federation says that parents will spend an average of $635 on back-to-school shopping this year. That amount includes money doled out for clothes and shoes, backpacks and school supplies, electronics, and more. And for those with more than one child, all the spending can really add up. Fortunately, if you have kids

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A chalkboard with "Back to School!" written on it stands ready for the new school year. Two pencils, colorful erasers, and sticky notes are neatly placed on the board, setting the perfect back-to-school scene.

Use Back-to-School Shopping to Teach Your Kids Money Skills

 The back-to-school shopping season is a unique time to teach your kids some great money skills. Unfortunately, in the rush of buying back-to-school clothes, notebooks, and other school supplies, most parents are letting this valuable teaching moment pass by without much thought. To avoid that mistake, here are five tips to use amid back-to-school shopping

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A close-up of two Social Security cards overlapping with U.S. currency, including a $20 bill, in the background, hints at the financial support one can access when they apply for Social Security benefits.

Should You Apply for Social Security Benefits Now or Later?

Q: Hi Lynnette, I am 65, still gainfully employed; in great health but, heavily in debt with student loan debt and installment loans. I plan on working another three years. Would it make sense to apply for Social Security benefits now, to pay down on my debts or, still wait another 10 months, when I

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debt collector

Debt Collector Harasses Consumers, Slapped With Record Fines

 Have you ever had a crazy debt collector who just wouldn’t leave you alone? I’m talking about the kind of bill collector that calls you at all hours of the morning and night, who calls over and over and over again, or who calls you on your job – even after you say you can’t

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A pink piggy bank with glasses sits on a stack of books in front of a chalkboard with the word "SPEND" crossed out multiple times and "SAVE" circled prominently, offering a perfect visual for summer financial wisdom.

99 Ways to Save Money – Even When You’ve Already Cut Back

Nearly every wants to save money these days. But when you’ve already cut back on food and restaurant expenses, have stopped all unnecessary shopping and frivolous spending, or you’ve implemented all the usual advice about how to save money, you may feel like you’ve run out of ideas. Don’t worry. Even if you’ve already slashed

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