After the Equifax data breach where thieves stole the Social Security numbers and personal info of 143 million Americans, many people are considering credit freezes to lock down their credit reports. But some folks ask: “Why should I have to PAY for a credit freeze just because Equifax got hacked? Well, actually, you don’t. ALL […]
Credit Freeze Explained and How to Protect Your Credit Read More »
Scores of Americans are worried about the latest huge cyber hack in the U.S., an Equifax data breach that could impact up to 143 million consumers nationwide. Equifax, one of the country’s biggest credit bureaus, says cyber criminals hacked into its systems and gained unlawful access to people’s Social Security numbers, names, addresses, birth dates,
How to Protect Your Credit After The Equifax Data Breach Read More »
Equifax, one the nation’s largest credit reporting agencies, suffered a massive data breach that affected up to 143 million Americans – nearly half the population in the United States. Here’s a look at both sides, in the hopes that Equifax and other organizations will learn some do’s and don’ts when the next inevitable data breach occurs.
The Equifax Hack: What Equifax Got Right and Wrong Amid Data Breach Read More »
Hurricane Harvey was a big reminder that Americans need to be prepared for all kinds of emergencies – whether natural or man-made. In addition to hurricanes, storms and tornadoes, we have to prepare for other potential disasters like earthquakes, fires, and various accidents. And don’t forget more routine disasters too — like your roof leaking,
September is Emergency Preparedness Month: Here’s a 911 For Your Wallet Read More »
Having a home warranty is a smart way to help deal with the inevitable home repair problems that all property owners face at one point or another. After all, a good home warranty can mean getting expert help when your HVAC system needs to be fixed, your water heater needs to be replaced, or your
The 411 on Home Warranties Read More »
Just because summertime is here and you might be taking it easy, that doesn’t mean you should let your guard down when it comes to your finances. In fact, during the summer season, you should be aware of a number of potential threats that can hurt your credit rating. Some of these things are common
4 Summertime Risks to Your Credit Score Read More »
Are you planning on taking a “staycation” this summer because you don’t have the money to go on a real vacation away from home? Or are you going to go into debt for a trip because your bank account is near empty? The average American racks up about $1,100 in vacation debt, and according to
Where To Find Quick Money For A Summer Vacation Read More »
Buying a home can provide an enormous sense of accomplishment, and homeownership is a pathway to building wealth too. But making the leap from renter to owner also carries plenty of challenges – including the responsibility of paying for numerous upfront and ongoing expenses. Naturally, there are initial hurdles, like amassing the down payment and
Hidden Costs of Owning a Home Read More »
Are you ready for homeownership? Buying a home will likely be one of the biggest investments of your life. So you want to get it right – especially when it comes to picking the right mortgage and the right mortgage lender. My new Homeownership Smarts course on Money Coach University will turn you into an
Are You Ready for Homeownership? Read More »
Like most parents of high school teenagers and college students, this is the time of year when my husband and I start focusing a lot more seriously on higher education expenses. Thankfully, when our oldest daughter went off to college, she initially won a ton of scholarships. She’ll turn 20 in a few months and
4 Hidden College Costs Every Parent and Student Should Know Read More »
Ten years ago, I had the good fortune to be featured as an expert on The Oprah Winfrey Show and to meet the all-time queen of daytime talk TV. That life-changing experience led to many more connections with Oprah’s vast production network of TV shows and spinoffs, not to mention increased speaking engagements and book
3 Lessons I Learned From Meeting Oprah Read More »
Lynnette Khalfani-Cox, The Money Coach, and publishing expert Earl Cox, co-founders of the financial advice site AskTheMoneyCoach.com, invite you to the Grand Opening and Virtual Open House for the official launch of Money Coach University on Feb. 16, 2017 from 8:30-9:00 pm EST. Money Coach University is a video-based learning platform that offers both free and paid
Invitation to Money Coach University’s Open House Read More »
Paying off someone else’s debt may feel like the ultimate act of love or support. Whether it’s a struggling adult child, a partner in crisis, or a friend trying to get back on their feet, the instinct to help can be powerful. But before you reach for your checkbook, it’s crucial to understand both the
The Pros and Cons of Paying Off Someone Else’s Debt Read More »
Starting in spring of 2017, the IRS plans to allow private debt collection agencies to retrieve outstanding tax debt from consumers on behalf of the government. Signed into federal law under the Fixing America’s Surface Transportation Act (FAST Act) in December 2015, the aim is to help retrieve a whopping $380 billion that the IRS
Warning: IRS Partners With Debt Collection Companies Read More »
With the holiday season approaching, everyone’s looking for a unique gift for our friends and family. After all, no one wants another receive another pair of boring socks! Just as our modern world is evolving, why should the holiday season and gift-giving be any different? To get with the times, did you know you can
5 Smart Ways to Give the Gift of Stock Investing Read More »
