Millions of people dream of quitting their jobs to launch a business. But dreaming and doing are two very different things. Entrepreneurship sounds exciting—freedom, flexible hours, unlimited income—but the reality isn’t always so glamorous. Here are six brutally honest reasons why you may not be cut out to be an entrepreneur—and how to course-correct if […]
6 Reasons You Are Not Cut Out to Be an Entrepreneur Read More »
During the holiday season, most of us are focused on family celebrations, shopping or taking part in social gatherings. But a new report from insuranceQuotes.com highlights the numerous dangers lurking during the holidays – hazards that could damage your finances or physical health. For starters, some 23 million Americans have had packages stolen from their
Holiday Hazards That Can Harm Your Health and Finances Read More »
If buying a new car is in on your radar for 2016, you probably couldn’t have picked a better time to get a fresh set of wheels. Interest rates remain low. Gas prices are still cheap, hovering well below $3 a gallon in most states. And car-buying discounts, rebates and incentives are plentiful — even
5 Tips for Buying a New Car Read More »
It’s that time of year again: the holiday season. It’s a time to enjoy the gift of giving, but how can you give to those you love, without emptying your bank account? Thankfully, there are many simple ways to make some extra cash to cover seasonal expenses—right from the comfort of home. With InboxDollars, Poshmark
How to Make Extra Cash from Home for the Holidays Read More »
A lot of us give to charities, our places of worship, or other non-profit organizations during the holidays. While it probably makes you feel good to help the less fortunate, you should also know that your generosity can have financial perks too – in the form of tax breaks when April 15 rolls around. Here
3 Tips to Make Your Holiday Donations Pay Off at Tax Time Read More »
When college and university officials speak about their campuses, they do a good job of letting prospective students and families know about the range of academic offerings, extracurricular opportunities, student services and facilities at these institutions. There’s the snazzy new athletic center that was just built where you can work out — or just watch
How Colleges Bury College Tuition Costs in the Fine Print Read More »
When you pass away, the tax man isn’t the only one who can take a bite out of the assets that you leave behind for your loved ones. Whether it is cash, real estate, retirement money or other funds, inherited assets can suddenly come up for grabs in a number of scenarios when creditors and others come
How To Protect Your Estate From Creditors Read More »
College application season is upon us. That means high school students, transfer students, and would-be graduate students all across the country will be busy during the months of November and December polishing their college applications. Many college applications cost $50 and up, meaning if you or your child applies to 10 different schools, you could
How To Get College or Grad School Application Fees Waived Read More »
Regardless of the type of college funding your family seeks, the first step you should take to qualify for financial aid is to fill out a form known as the FAFSA, the Free Application for Federal Student Aid. The FAFSA is an all-important document that determines something called your EFC or “Expected Family Contribution.” Your
Why You Must Fill Out the FAFSA to Get the Most College Financial Aid Read More »
If you’re a small business owner, chances are you spend a good amount of time thinking about your inventory. If you’re not, you should be! Effective inventory management can save your business lots of money, probably in ways you don’t yet realize. This article describes 5 ways to save money with inventory management than you
5 Ways To Save Money With Inventory Management Read More »
Having a tax lien on your credit report can weigh down your credit score, and can even make it tougher – if not impossible – to do things like sell or refinance a property, or get a loan. After all, a federal tax lien is viewed as a severe credit blemish by lenders, as well
Steps to Get a Tax Lien Removed From Your Credit Reports Read More »
College students: if you’re a procrastinator, or the type of person who does stuff not just at the last minute, but late, that bad habit is going to cost you big time on campus. If you’re late doing anything at all in college, expect your school to bill you for it. That includes being late
How Late Payment and Penalty Fees Drain College Students’ Budgets Read More »
Fannie Mae is rolling out a series of new mortgage rules that will make it easier for African-Americans, Latinos and others to qualify for home loans. Under recently announced guidelines, starting in 2016 Fannie Mae will require mortgage lenders to take into account non-traditional credit data from potential homebuyers, such as a person’s rent payments
Fannie Mae Making It Easier for African-Americans, Latinos to Get Mortgages Read More »
Many people living with crushing debt focus on the ways that those out-of-control bills affect their finances. And it’s easy to see why. When you have massive student loans, an enormous mortgage, or maxed out credit cards, those obligations can be a huge financial burden. They drain your wallet, put you in the trap of
5 Horrible Things About Debt That Have Nothing To Do With Money Read More »
Now is the time of year that millions of people nationwide start thinking about making New Year’s resolutions – especially financial resolutions. Many people grappling with various money problems are waiting for January 1 to roll around. At that point, they’ll make a financial New Year’s resolution such as getting out of debt, improving their
Don’t Make a Financial Resolution Until You Read This Read More »
