Every year, 12 million Americans take out payday loans, spending more than $7 billion on loan fees alone, according to research from The Pew Charitable Trusts. While people of all age groups and backgrounds get high-cost payday loans, studies show that Millennials are now turning to payday loans at a faster clip than any other segment of the […]
Are Payday Loans the New Credit Cards for Millennials? Read More »
FAFSA Filing season is here for high school seniors, college students and their parents. If you haven’t yet filled out the FAFSA – the Free Application for Federal Student Aid – you need to get going immediately in order to meet a host of deadlines and ensure that you don’t miss out on a bounty
FAFSA Filing Tips to Get More College Financial Aid Read More »
Grocery bills really add up for the typical American family. The average U.S. household, with a family of four, spends nearly $800 a month on groceries. Here’s how to slash your food spending, cut your grocery bill in half and save money on groceries. Don’t fall for marketing tricks Retailers and manufacturers use all kind
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Tax season often turns into stress season for a lot of Americans. Whether it’s the pressure of organizing financial documents or fears about getting audited, most adults dread the run-up to the annual April tax filing deadline. A survey from the National Endowment for Financial Education (NEFE) shows that 58% of U.S. taxpayers worry about
How to Solve 10 Common Tax Problems and End Your IRS Worries Read More »
Hey fellas: listen up. Before you go looking for the best places to buy engagement rings, go out and spend a small fortune on an engagement ring for Valentine’s Day or any other time of year, I’ve got some free advice to share with you. Don’t be suckered into “putting a ring on it” (buying
Don’t Fall for The Engagement Ring Con Read More »
Q: A woman recently reached out to me, explaining that she was in the middle of a divorce, and that her spouse wasn’t paying a debt he agreed to pay – namely, the couple’s timeshare bill. She was making all of her required payments, but the husband wasn’t, and now the timeshare payment was delinquent
When an Ex Won’t Pay a Bill that Hurts Your Credit Read More »
Hefty student loan repayments can leave you feeling cash-strapped and stressed. Fortunately, there are several options to refinance federal student loans and refinance private student loans too. Here are four ways to refinance student loans, or save money on those bills, and more quickly repay your college debt. The Federal Government Technically, you can’t refinance federal loans with
4 Options to Refinance Student Loans and Save Money Read More »
There are lots of reasons why you might feel broke or like you’re living paycheck to paycheck. Maybe you eat out way too often, spend too much on clothes, or perhaps you live in a high-cost area where housing is outrageously expensive (I’m looking at you: San Francisco and New York City). Regardless of the
5 Money Tricks to Stop Feeling Broke Read More »
My 10-year-old daughter, Alexis, is always ready to pack up and go on vacation. I guess it stems from the enormous amount of travel our family did when Alexis was much younger. By the time she entered kindergarten, Alexis had been on 42 trips with my husband and me, including many visits out of the
HotelsByDay.com Offers Affordable, Nice Rooms for the Day Read More »
Before you can get a mortgage, student loan or personal loan, lenders usually first check your credit score. But one lender – a San Francisco-based startup called SoFi – is changing all that. In fact, you can get a loan with SoFi even if you have no credit score at all. That’s because, as of
Get a Loan With No FICO Score Needed, No Joke Read More »
If you’ve resolved to improve your finances in 2016, now is a great time to do a debt detox. Many people are still in their holiday debt hangover, so the beginning of the year gives you a good opportunity, and a good reason, to get back on track financially. If you want to get out
The 5-Step Debt Detox That Improves Your Finances and Health Read More »
After working together for more than a dozen years – and being a happily married duo for nearly a decade – we’ve learned a lot about ourselves as both life partners and business partners. Some of our biggest insights have come from the never-ending stream of people who ask us some variation of this question: How
How to Work With Your Spouse Without Going Crazy or Killing Each Other Read More »
As women, each of us is as different and varied as snowflakes. That’s part of what makes us beautiful and unique. But whether you’re young or older, married or single, raising kids or have no children, we all share one common desire: to have a financially secure future. In generations past, our mothers and grandmothers
4 Smart Money Management Strategies for Women Read More »
If you’re a student (or a parent) wondering how to pick the best college, you’re not alone. With thousands of four-year institutions in the U.S., choosing the right school can feel overwhelming—but it doesn’t have to be. The smartest approach? Look for the best academic, social, and financial fit. Here’s how to make a decision
How to Pick the Best College Based on Academic, Social, and Financial Fit Read More »
If you read news headlines and follow press coverage about the world of college admissions, you might be inclined to think that most students go through a meticulous, well-researched college selection process. You might also think that the majority of students — especially those at “good” high schools — have proper guidance into what colleges
The Right Way To Choose A College Read More »
