College application season is upon us. That means high school students, transfer students, and would-be graduate students all across the country will be busy during the months of November and December polishing their college applications. Many college applications cost $50 and up, meaning if you or your child applies to 10 different schools, you could […]
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Regardless of the type of college funding your family seeks, the first step you should take to qualify for financial aid is to fill out a form known as the FAFSA, the Free Application for Federal Student Aid. The FAFSA is an all-important document that determines something called your EFC or “Expected Family Contribution.” Your
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If you’re a small business owner, chances are you spend a good amount of time thinking about your inventory. If you’re not, you should be! Effective inventory management can save your business lots of money, probably in ways you don’t yet realize. This article describes 5 ways to save money with inventory management than you
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Having a tax lien on your credit report can weigh down your credit score, and can even make it tougher – if not impossible – to do things like sell or refinance a property, or get a loan. After all, a federal tax lien is viewed as a severe credit blemish by lenders, as well
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College students: if you’re a procrastinator, or the type of person who does stuff not just at the last minute, but late, that bad habit is going to cost you big time on campus. If you’re late doing anything at all in college, expect your school to bill you for it. That includes being late
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Fannie Mae is rolling out a series of new mortgage rules that will make it easier for African-Americans, Latinos and others to qualify for home loans. Under recently announced guidelines, starting in 2016 Fannie Mae will require mortgage lenders to take into account non-traditional credit data from potential homebuyers, such as a person’s rent payments
Fannie Mae Making It Easier for African-Americans, Latinos to Get Mortgages Read More »
Many people living with crushing debt focus on the ways that those out-of-control bills affect their finances. And it’s easy to see why. When you have massive student loans, an enormous mortgage, or maxed out credit cards, those obligations can be a huge financial burden. They drain your wallet, put you in the trap of
5 Horrible Things About Debt That Have Nothing To Do With Money Read More »
Now is the time of year that millions of people nationwide start thinking about making New Year’s resolutions – especially financial resolutions. Many people grappling with various money problems are waiting for January 1 to roll around. At that point, they’ll make a financial New Year’s resolution such as getting out of debt, improving their
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Financial Planning Days start in October, kicking off a series of events all around the country designed to get Americans focused on their long-term financial security. If you’ve ever wanted to talk to a financial expert about how to improve your financial circumstances, but were worried that it might cost too much, you now have
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National Get Smart About Credit Day occurs this week, and takes place annually on the third Thursday of October. While it’s not a federal holiday, in some ways it should be. For every adult in America, your credit is an enormously important factor in your financial health and wellbeing. Your credit rating affects everything from
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Smart Laundry Tips for College Students to Save Money: For many students, moving away to college means saying goodbye to home-cooked meals—and Mom or Dad doing the laundry. Suddenly, you’re responsible for cleaning your own clothes, and those small costs can add up fast. The average college student laundry cost runs about $2 to $3
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It’s the final quarter of the year and that means it’s also the season when a lot of people do serious damage to their finances. To avoid becoming a negative financial statistic, make sure you avoid these three financial pitfalls at year-end. Holiday Overspending The temptation to spend a lot of money – or even
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Forget about just charging you tuition and fees. One of the new ways colleges and universities are making money off students is by charging for a host of previously things that didn’t cost money – like academic fieldwork, research projects and internships. Conducting such research and academic work could costs hundreds or even thousands of
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Over the years, many people have asked me whether it’s worth it to pay a credit repair firm to remove negative information from their credit reports. My typical reply is: No, it’s usually not worth it – mainly because hiring a credit repair company to fix your credit is often a frustrating waste of time
7 Things Credit Repair Firms Won’t Tell You Read More »
If you tuned in recently to this season’s premiere episode of ABC’s “Black-ish,” you saw Emmy-nominated actor and comedian Anthony Anderson in rare form. In the season 2 opener of “Black-ish,” Anderson’s character (Dre) tackled a weighty subject – the use of the N-word in America – with a hefty dose of humor and grace.
No Joke: Financial Lessons From Black-ish Star Anthony Anderson Read More »
