Results of a study recently released by the Urban Institute revealed that more than 35 percent of Americans are behind with debt collectors. Falling behind on credit card bills or even missing a few payments for that cellphone can be reported to the credit bureaus and hurt your credit score. It’s a disturbing trend among Americans […]
Tips for Dealing with Mounting Debt Read More »
U.S. businesses are increasingly courting women customers. And it’s easy to see why. More and more women are taking an active role in managing their family’s finances, and 44% of all females in America are the primary breadwinners in their households, according to a 2014-2015 study from Prudential. Perhaps that why salespeople, business owners and
10 Horrible Business Practices That Make Me Shut My Purse Read More »
Most Americans want to better budget and manage credit and debt wisely. But the problem is, they don’t know where to start or how to use a number of free tools available to them. So if you missed my interview on Street.com, here are five personal finance tips — as well as five of my
Manage Your Budget and Debt With These Free Tools Read More »
Q: I’m only working part-time, my job hours just got cut, and my rent is already past due. How can I avoid getting evicted? A: To avoid eviction when your rent is due in a short period of time, you have at least four options.
How To Avoid Eviction If Your Rent Is Due But You Can’t Pay Read More »
Q: Hello Ms. Khalfani-Cox. Is it better to work with a debt management company and pay off a lot of creditors every month over a long period of time (I would be paying off the full amount of the debt… not settling (debt settlement)). Or is it best to contact each creditor who has reported me to the
Will Credit Counseling Hurt My Credit Rating? Read More »
What’s the biggest threat to your future retirement security? If you guessed the disappearance of Social Security, getting downsized in the years before you’d planned to retire, or even losing a bundle in the stock market, you’d be wrong on all counts. The biggest hazard to your financial stability in retirement is something you’ve probably
The Shocking Threat to Your Retirement: It’s Not What You Think Read More »
Learn how to get the best price on auto insurance with these 3 proven strategies. Evergreen guide with FAQs and expert tips.
Best Auto Insurance Rates: 3 Proven Ways to Save Big Read More »
Summer time is when many of us get a bit lax with our finances – and it’s easy to see why. The weather is nice outside, the kids may be off from school, and vacation or travel plans beckon. None of this puts you in the mindset of watching your bills or sticking to a
Financial Fixes for 3 Sneaky Summer Expenses Read More »
Seven out of 10 college graduates in the U.S. have student loans, and if you’re one of them – or if you’ll need to borrow soon for higher education – you should know your loan options. In the student loan market, there are two main types of loans: federal student loans and private student loans.
Comparing Federal and Private Student Loans Read More »
New student loan legislation signed by President Barack Obama will lower borrowing costs for millions of Americans with college debt. The President signed an executive order that expands a 2010 law that allows borrowers to cap their federal student loan repayments at 10% of their income. Among the provisions in the legislation, college grads will
Obama Gives Student Loan Relief to Millions with College Debt Read More »
Q: I recently found a car I really liked and could afford, however, when auto dealer at Toyota wanted to run my credit, (over phone, by the way) with my approval, he called back and said, no credit history is coming up on all three reports…I just pulled all three credit history reports with scores, with no
Can I Get a Car Loan with No Credit History? Read More »
College students spend about $1,200 a year on books and supplies, according to the latest data from the College Board. That’s a lot of cash. But believe it or not, the National Association of College Stores reports that spending on college textbooks is actually on the decline. Textbook expenditures are heading south due to two
How to Use the Library to Save $1,000 or More In College Read More »
Getting your free credit reports is an important aspect of managing your credit and keeping tabs on your overall finances. Fortunately, you don’t have to pay for this. You can actually access each of your credit files online, instantly, and free of charge. Just go to http://www.AnnualCreditReport.com. That is the federally-mandated website that the government has ordered the credit bureaus
How To Get Your Free Credit Reports Step-by-Step Read More »
If your child will be going off to college one day, you may be wondering how to qualify for financial aid. There are two types of financial aid students can get for higher education: need-based aid and merit aid. Need based aid is tied to your family’s economic circumstances, and it takes into account
How to Qualify For Financial Aid Read More »
You might not know it, but May 20th is “Be a Millionaire Day.” I have no idea who thought of this “holiday.” But I do know that it’s never a bad time to set some financial goals. And if being a millionaire is one of your goals, it can help to start thinking like a
5 Tips to Think Like and Become a Millionaire Read More »
