Now is the time of year that millions of people nationwide start thinking about making New Year’s resolutions – especially financial resolutions. Many people grappling with various money problems are waiting for January 1 to roll around. At that point, they’ll make a financial New Year’s resolution such as getting out of debt, improving their […]
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Financial Planning Days start in October, kicking off a series of events all around the country designed to get Americans focused on their long-term financial security. If you’ve ever wanted to talk to a financial expert about how to improve your financial circumstances, but were worried that it might cost too much, you now have
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National Get Smart About Credit Day occurs this week, and takes place annually on the third Thursday of October. While it’s not a federal holiday, in some ways it should be. For every adult in America, your credit is an enormously important factor in your financial health and wellbeing. Your credit rating affects everything from
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Smart Laundry Tips for College Students to Save Money: For many students, moving away to college means saying goodbye to home-cooked meals—and Mom or Dad doing the laundry. Suddenly, you’re responsible for cleaning your own clothes, and those small costs can add up fast. The average college student laundry cost runs about $2 to $3
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It’s the final quarter of the year and that means it’s also the season when a lot of people do serious damage to their finances. To avoid becoming a negative financial statistic, make sure you avoid these three financial pitfalls at year-end. Holiday Overspending The temptation to spend a lot of money – or even
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Forget about just charging you tuition and fees. One of the new ways colleges and universities are making money off students is by charging for a host of previously things that didn’t cost money – like academic fieldwork, research projects and internships. Conducting such research and academic work could costs hundreds or even thousands of
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Over the years, many people have asked me whether it’s worth it to pay a credit repair firm to remove negative information from their credit reports. My typical reply is: No, it’s usually not worth it – mainly because hiring a credit repair company to fix your credit is often a frustrating waste of time
7 Things Credit Repair Firms Won’t Tell You Read More »
If you tuned in recently to this season’s premiere episode of ABC’s “Black-ish,” you saw Emmy-nominated actor and comedian Anthony Anderson in rare form. In the season 2 opener of “Black-ish,” Anderson’s character (Dre) tackled a weighty subject – the use of the N-word in America – with a hefty dose of humor and grace.
No Joke: Financial Lessons From Black-ish Star Anthony Anderson Read More »
After a journalist recently asked me about owing my own company, it got me thinking about the pros and cons of entrepreneurship. Starting my own business with the help of One Indigenous Entrepreneur was absolutely the best thing I could have ever done for my career – and like a lot of successful entrepreneurs, I actually
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I just got back over the weekend from FinCon, the annual financial conference for bloggers and, boy, am I glad I made the trip to Charlotte, NC! The founder of FinCon, Philip Taylor, who runs a terrific blog called PT Money, had invited me a couple times before to come out. But prior work commitments
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If you need further proof that college in America has become more like big business, look no further than the emergence of “differential tuition” over the past decade. Differential tuition, as I explain in College Secrets, is a pricing structure under which colleges and universities charge some students a regular “base rate” of tuition but
Differential Tuition: A Hidden College Expense That Costs Families Thousands Read More »
Financial news reports are buzzing about the Millennial generation. The same is true of the general press as well. You can’t turn on the TV; read newspaper like theguardian.com, blog or magazine; or listen to talk radio, without hearing someone opine about the rise of Millennials, also known as Generation Y. This year alone, I’ve
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How College Students Can Save Money on Cell Phone Bills: For today’s college students, having a cell phone is a must—but paying for it can be a major hit to the budget. With U.S. wireless service ranking among the most expensive in the world, it’s crucial for students to find ways to lower their mobile
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Q: My father is dying from cancer, and I have a major disability. What do I need as safety net to take care of myself as aftercare for me and to take care of his expenses. A: Thanks for reaching out to me, and I’m so sorry to hear about your father’s cancer, and your
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When socializing with friends in college, a couple of fun nights out here and there or a few extracurricular activities every semester may seem like a good idea at the time – but they can quickly put a dent in your wallet. No one wants to stop college students from having a life. After all,
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