5 Steps to Registering Your Small Business
Getting the urge to strike out on your own to satisfy your entrepreneurial itch? Before you begin, be sure to obtain the necessary permits and licenses you’ll need to operate your small business legally. Whether you’re ready to launch your new start-up, or you’re growing an existing enterprise into a thriving business, your business must be run […]
Should You Downsize to a Tiny Home?
If your housing costs have become more than you can afford or if you want to reduce your debts, you might be toying with the idea of downsizing from your existing home and moving into a smaller property. After all, a bigger house typically means a bigger mortgage – right along with larger utility bills, […]
Sudden Job Loss? 3 Money Moves to Make Now
Even though the economy is on the mend and the national unemployment rate is hovering around 5%, millions of Americans are still looking for work. In fact, you may have recently received a pink slip – and now find yourself reeling, emotionally and financially, from this bad news. Don’t give in to despair. Just resolve […]
5 Good Solutions When You Can’t Pay Your Taxes
If you’ve prepared your taxes and you owe Uncle Sam, don’t make the mistake of not submitting your federal tax return simply because you’ve got a hefty tax bill. A failure to file your taxes will just compound your problems and put you even further in the financial hole. After all, the IRS can impose […]
Winning College Scholarships Video Course – Free Preview
If you or someone you know could use scholarships or grants to help pay for college, I have great news! I’ve just launched my first video course via Udemy, an online learning platform – and the debut course is called Winning College Scholarships: 10 Secrets to Earning $500,000 or More in Free Money for College. […]
4 Ridiculous Crowdfunding Requests That I Will Not Support – So Don’t Ask
Crowdfunding in the Internet age started off with the mostly honorable intentions. At first, the main idea was to use social media to let people from all around the world chip in money to help out others in need or worthy causes. That’s why we’ve seen people donate in droves to victims of natural disasters […]
Why It’s Never Too Early or Too Late to Win College Scholarships
College scholarships aren’t just awarded to high school seniors planning to enroll as freshmen in the college or university of their choice. Anyone, of almost any age, can win a scholarship or grant – netting the recipient free money for college. Here’s a snapshot of college scholarships and cash awards aimed at individuals of all […]
4 Crazy Times People Got Thrown In Jail Because of Their Debts
Debtors prison was abolished in America well over a century ago. But that doesn’t mean you can’t get arrested or locked up for past-due debts. Here are four crazy instances in which authorities have hauled people off in handcuffs and taken them to jail in connection with having overdue bills. Old Student Loan Debt Brings […]
Are Payday Loans the New Credit Cards for Millennials?
Every year, 12 million Americans take out payday loans, spending more than $7 billion on loan fees alone, according to research from The Pew Charitable Trusts. While people of all age groups and backgrounds get high-cost payday loans, studies show that Millennials are now turning to payday loans at a faster clip than any other segment of the […]
FAFSA Filing Tips to Get More College Financial Aid
FAFSA Filing season is here for high school seniors, college students and their parents. If you haven’t yet filled out the FAFSA – the Free Application for Federal Student Aid – you need to get going immediately in order to meet a host of deadlines and ensure that you don’t miss out on a bounty […]
How to Save Money on Groceries
Grocery bills really add up for the typical American family. The average U.S. household, with a family of four, spends nearly $800 a month on groceries. Here’s how to slash your food spending, cut your grocery bill in half and save money on groceries. Don’t fall for marketing tricks Retailers and manufacturers use all kind […]
How to Solve 10 Common Tax Problems and End Your IRS Worries
Tax season often turns into stress season for a lot of Americans. Whether it’s the pressure of organizing financial documents or fears about getting audited, most adults dread the run-up to the annual April tax filing deadline. A survey from the National Endowment for Financial Education (NEFE) shows that 58% of U.S. taxpayers worry about […]
Don’t Fall for The Engagement Ring Con
Hey fellas: listen up. Before you go looking for the best places to buy engagement rings, go out and spend a small fortune on an engagement ring for Valentine’s Day or any other time of year, I’ve got some free advice to share with you. Don’t be suckered into “putting a ring on it” (buying […]
When an Ex Won’t Pay a Bill that Hurts Your Credit
Q: A woman recently reached out to me, explaining that she was in the middle of a divorce, and that her spouse wasn’t paying a debt he agreed to pay – namely, the couple’s timeshare bill. She was making all of her required payments, but the husband wasn’t, and now the timeshare payment was delinquent […]
4 Options to Refinance Student Loans and Save Money
Hefty student loan repayments can leave you feeling cash-strapped and stressed. Fortunately, there are several options to refinance federal student loans and refinance private student loans too. Here are four ways to refinance student loans, or save money on those bills, and more quickly repay your college debt. The Federal Government Technically, you can’t refinance federal loans with […]