If my husband gets his way, in about a year from now we’ll be replacing our 2003 Chevy Tahoe with his dream car: a new Cadillac Escalade. In all honesty, I love the Escalade too — especially the new 2014 and revamped 2015 models. They really do set the standard for luxury SUVs. Still, I’m always […]
New Credit Card Offers Special Perks to Future Car Buyers Read More »
One simple way to save more money is to curb your spending. Unfortunately, a lot of so-called “simple” ways to save cash aren’t necessarily easy. So I put together a list – with the help of my ever-frugal hubby – of 10 things you should stop buying now. And the good part is that all of
10 Things to Stop Buying Now Read More »
For Those Earning a High Income But Still Feeling Broke Are you earning $70,000, $100,000, or even $150,000—but still feel like you’re living paycheck to paycheck? If so, you’re not alone. Many high earners find themselves wondering: “How can I make this much money and still feel broke?” The truth is, a high salary doesn’t
High Income But Still Broke? Here’s Why—And How to Fix It Read More »
It’s a question almost everyone asks — “How can I save more money?” To answer that question, you first have to know why you haven’t been able to stash cash. For many of you, the answer probably isn’t what you think. I know most of you are saying: “I can’t save because something always comes
How To Save More Money and Overcome Past Financial Issues Read More »
Have you ever had a medical bill that you just couldn’t afford to pay? Or maybe you needed a medical implant, a surgery, or some doctor-recommended procedure, but you chose not to do it simply because it was too costly? Well, you might be a candidate for a growing trend that’s called medical tourism. Medical tourism
Need a Medical Procedure Done Cheap? Medical Tourism May Be the Answer Read More »
It’s summer, the sun is shining, the kids are out of school, and if you’re stuck in an office right now it’s understandable if you’re day dreaming about cashing in those stockpiled vacation days for a much-needed last-minute summer trip to a tranquil beach somewhere. Or maybe you’re thinking about taking a vacation later this
How to Travel Using Credit Card Rewards and Avoid Rewards Devaluation Read More »
Q: Hello, In 1983 I took out a student loan (private loan backed by the government) for my college education. After attending for 2 years, I went into the workforce and never returned to complete the other 2 years. Long story short my loan went into deferment and finally defaulted. I was giving the option to
Can Disability Pay Be Garnished to Repay Defaulted Student Loans? Read More »
The National Retail Federation says that parents will spend an average of $635 on back-to-school shopping this year. That amount includes money doled out for clothes and shoes, backpacks and school supplies, electronics, and more. And for those with more than one child, all the spending can really add up. Fortunately, if you have kids
5 Ways to Save $250 or More On Back-to-School Shopping Read More »
The back-to-school shopping season is a unique time to teach your kids some great money skills. Unfortunately, in the rush of buying back-to-school clothes, notebooks, and other school supplies, most parents are letting this valuable teaching moment pass by without much thought. To avoid that mistake, here are five tips to use amid back-to-school shopping
Use Back-to-School Shopping to Teach Your Kids Money Skills Read More »
Fast food workers in at least seven cities around the country – including New York City – are striking over the federal minimum wage. Here’s what all the fuss is about and what you can do if you’re living on the current minimum wage of $7.25 an hour.
A Quick Primer on How to Live on the Minimum Wage Read More »
Q: Hi Lynnette, I am 65, still gainfully employed; in great health but, heavily in debt with student loan debt and installment loans. I plan on working another three years. Would it make sense to apply for Social Security benefits now, to pay down on my debts or, still wait another 10 months, when I
Should You Apply for Social Security Benefits Now or Later? Read More »
By Eva Velasquez The term “privacy is dead or is dying” has been bandied around for the last few years. It makes me wonder if the real issue isn’t that privacy is dead, but that it never really was alive in the first place. Is it that times have changed with the Internet so much
Is Privacy an Illusion? Read More »
Have you ever had a crazy debt collector who just wouldn’t leave you alone? I’m talking about the kind of bill collector that calls you at all hours of the morning and night, who calls over and over and over again, or who calls you on your job – even after you say you can’t
Debt Collector Harasses Consumers, Slapped With Record Fines Read More »
Nearly every wants to save money these days. But when you’ve already cut back on food and restaurant expenses, have stopped all unnecessary shopping and frivolous spending, or you’ve implemented all the usual advice about how to save money, you may feel like you’ve run out of ideas. Don’t worry. Even if you’ve already slashed
99 Ways to Save Money – Even When You’ve Already Cut Back Read More »
Q: Can I refinance my home with bad credit? I have some blemishes on my credit report. A: To refinance your home with bad credit, you’ll have to jump through more hoops to get a mortgage and you won’t get a rock-bottom interest rate, but it can be done. If your credit is poor, here are 2
How to Refinance a Home Loan With Bad Credit Read More »
