Will Paying Off an Auto Repossession Raise My Credit Score?
Q: Will my credit score go up when I pay the balance due of my auto repossession of or will it stay the same?
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Avoid These Common Mistakes Or Your Bankruptcy Filing Will Be Rejected
When the debt load you’re carrying is simply too much to bear, you might have considered filing for bankruptcy protection. Filing for bankruptcy has become increasingly common the past three years thanks to the economic downturn and job cuts across numerous industries. The American Bankruptcy Institute reports that about 1.5 million personal bankruptcy cases were
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3 Ways To Save Thousands of Dollars This Summer With Freebies
Just because the summer temperatures are rising, that doesn’t mean you should burn a hole through your wallet and your hard-earned cash. In fact, right now is the perfect time to think about saving money, lots of it. Here are three ways to save thousands of dollars this summer – and beyond – by focusing
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3 Red Flags that Could Be on Your Credit Report
You know how important it is to check your credit report at least once per year, but do you know what to look for? Your credit report contains a lot of key information about your payment history, various credit accounts you’ve had, and how you’ve handled financial obligations such as credit card debts, mortgages, student
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Best Ways to Rebuild Your Life After Bankruptcy
Filing for bankruptcy can be one of the most stressful financial events you will ever experience. Bankruptcy may not only take its toll on your credit rating, but also on your emotional well-being. Even when you’re using a qualified bankruptcy attorney to work through the process, you will experience a certain level of stress and
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5 Tips to Set Financial Boundaries with Relatives and Friends
If you have a generous heart and some money in the bank, chances are you’ve been approached for financial help by friends or family. While helping out once in a while is kind, repeated requests can become emotionally exhausting—and financially draining. If you’re tired of playing the role of the family ATM, it’s time to
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FTC Shuts Down Car Warranty by Phone Scam
If you’ve ever received a phone call from someone claiming that they have a special offer for you to extend your car’s warranty, you could be the next victim of a scam. These calls typically come from an unknown number and the groups behind them randomly call people in an effort to collect your credit
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FTC Shuts Down Pyramid Scheme
The Federal Trade Commission has shut down the BurnLounge multi-level marketing program after determining that it is in fact an illegal pyramid scheme that misled consumers about the amount of money that could be made through its program. The FTC has ordered BurnLounge to pay $17 million in restitution to consumers who fell for this
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Do’s and Don’ts When Signing a Car Lease
Leasing a car can make financial sense when you don’t have money upfront to pay for the full price of a vehicle and just don’t want to deal with the hassles of maintaining a used car. When your lease ends, you are free to purchase the vehicle or trade it in for something else. However,
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More Smart Ways to Save this Summer
In the first article in this series, we talked about some smart ways to save on a vacation and other costs this summer. The summer season can be a great time to put together a new budget and make some smart financial decisions that will set you up for more financial stability the rest of
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What to Do If You Become Homeless
If you’ve suffered some serious financial blows recently and find yourself homeless, there are some things you can do to help yourself get back on your feet and start a new life. Being homeless doesn’t have to be a permanent situation and you do have some resources outside of friends and family available to you.
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How to Save Money At the Movies: A Personal Story and a Lesson Learned
Monday night my husband and I did something we’ve never done: we took our three kids to the movies on a whim. Yes, on a school night. It was a spur-of-the-moment thing and totally my idea. “Let’s try something different,” I’d suggested to my husband and then I said:“Let’s take the kids to see The
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Top 10 Event Ticket Scams to Avoid When Buying Online
Love concerts, sports games, or Broadway shows? Whether you’re a die-hard fan or just looking for a good deal, beware—event ticket scams are more common than ever. Fraudsters are getting better at creating fake tickets and luring people into buying seats that don’t exist. Before you click “buy,” read this list of the top 10
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How to Protect Your Corporate Accounts From Scammers
If you’re in charge of managing the financial accounts of a company you work for or are responsible for handling the accounts of a small business, you could become a target of fraud. Cyber criminals are becoming increasingly better at handling transfers between financial accounts of small and medium-sized businesses, resulting in substantial monetary losses.
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How to Avoid Rental and Real Estate Scams
If you are planning to respond to ads for rental properties online or sending in your information to real estate websites, you need to make sure you’re not setting yourself up for becoming a victim of a real estate scam. The Internet Crime Complaint Center (IC3) has been receiving numerous complaints from people who have
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