Page 20 – The Money Coach

Why Skipping a Prenup Could Cost More Than You Imagine

Leave a Comment / Personal Finance, Couples and Money / Abdul Qadeer / Asset Protection, divorce planning, family law, financial security, prenup

A prenuptial agreement, or prenup, is one of the most effective ways to safeguard your assets and establish clear financial expectations in marriage. Yet, many couples overlook this important legal step, only to face devastating financial and emotional consequences later. Skipping a prenup can lead to costly disputes, asset loss, and long-term financial insecurity. Here’s […]

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Why Ignoring Your 401(k) Could Cost You Millions

Leave a Comment / Retirement / Abdul Qadeer / 401k retirement, Compound interest, employer matching, Financial Planning, retirement savings

When it comes to retirement planning, ignoring your 401(k) could be one of the most costly mistakes you ever make. From the power of compound interest to employer matching and tax advantages, your 401(k) plays a critical role in securing your financial future. By neglecting to contribute, you could miss out on millions in potential

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Featured Image Alt Text: parents evaluating youth sports costs and investment in child’s future

How Much Should Parents Invest in Their Child’s Sports Future? Unpacking Youth Sports Costs

Leave a Comment / Personal Finance, Family Finances / Abdul Qadeer / cost of youth athletics, investing in child’s sports future, parents and sports, youth sports costs, youth sports scholarships

Raising children often comes with big financial decisions, and one of the most common dilemmas parents face today is how much to invest in youth sports. On the surface, sports can look like a fun after-school activity — but for many families, it evolves into a significant financial commitment. As youth sports costs continue to

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Helium Mobile dashboard showing free plan, hotspot data usage, and Cloud Points reward tracker

What’s the Deal With Helium Mobile?

Leave a Comment / Featured / Abdul Qadeer / cloud points, decentralized wireless, free phone plan, helium mobile, mobile hotspot limits

Helium Mobile sets out to change how phone service works. It combines traditional carrier infrastructure (via T‑Mobile) with a decentralized, community-powered hotspot layer. As people help build local coverage—by hosting hotspots or contributing mapping data—the network grows, and users may benefit through lower costs or rewards. Rather than buying access, you’re helping to build the

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The Shocking Truth About How Credit Card Rewards Really Get Funded

Leave a Comment / Credit Cards / Abdul Qadeer / cashback programs, consumer finance, credit card interest, credit card rewards, merchant fees

Credit card rewards are one of the most popular incentives used by banks and card issuers to attract and retain customers. Whether it’s cash back, travel miles, or retail discounts, credit card rewards are designed to encourage cardholders to spend more. But how are these rewards really funded, and what impact do they have on

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The Shocking Truth About How Colleges Set Tuition Prices

Leave a Comment / Personal Finance / Abdul Qadeer / college costs, endowments, Financial Aid, government funding, higher education, student debt, tuition prices

College education is more expensive than ever, creating major financial hurdles for students and families. Since the 1980s, tuition at public four-year institutions has increased by over 200%, fueling today’s student debt crisis. But what actually drives these tuition hikes? Why do some colleges charge far more than others—and what does the future hold for

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The Shocking Price Tag of Raising a Child in 2025

Leave a Comment / Personal Finance, Family Finances / Abdul Qadeer / childcare expenses, cost of raising a child, education costs, Family Budgeting, Financial Planning, parenting costs

Raising a child has never been cheap, but in 2025, the costs are reaching record highs. The cost of raising a child 2025 reflects inflation-driven increases in childcare, education, healthcare, extracurricular activities, housing, and essentials. Understanding where the money goes is critical for families who want to budget wisely and secure their children’s future. Below,

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Are You Accidentally Lowering Your Score by Using Autopay?

Leave a Comment / Careers / Abdul Qadeer / autopay, Budgeting Tips, credit card rewards, fraud prevention, Personal Finance

Autopay is a convenient financial tool that ensures bills like utilities, loans, and subscriptions are paid on time. By eliminating the need for manual payments, it saves time and helps you avoid late fees. But while autopay offers undeniable convenience, it comes with hidden risks—often referred to as autopay pitfalls—that can impact your financial health

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Why Your Classmate Earns Double: Salary Discrepancies Explained

Why Your Classmate Earns Double with the Same Degree

Leave a Comment / Careers / Abdul Qadeer / certifications and pay, industry salary differences, negotiation skills, networking for salary growth, salary discrepancies

Salary discrepancies are one of the most frustrating realities of today’s workforce. Two people with the same degree, similar roles, and even the same employer can have vastly different paychecks. These differences not only impact financial stability but can also affect motivation, job satisfaction, and career progression. Understanding why salary gaps exist—and more importantly, how

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New Credit Score Rules: How They Affect Your Approval Odds

Act Fast: New Credit Score Rules That Could Change Your Approval Odds

Leave a Comment / Credit Cards / Abdul Qadeer / credit approval odds, Credit Score Tips, financial inclusion, lenders and credit scores, new credit score rules

The new credit score rules are transforming how lenders evaluate consumers, and understanding these changes is essential if you’re applying for loans or credit cards. Designed to offer a more accurate reflection of financial responsibility, the updated scoring models now include alternative data such as rental payments, utility bills, and reduced weighting on medical debt.

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Building an Additional Income Stream Through Rental Properties: What You Need to Know

Leave a Comment / Real Estate / Abdul Qadeer / income stream, landlord tips, passive income, real estate investing, rental properties

If you are considering building an additional rental properties income stream by investing in real estate, you may be making an excellent choice to support your finances. However, it is important to avoid some pitfalls and understand what to expect from your investment. In this quick-start guide, we’ll offer an overview of a few key

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protect your finances from medical expenses

7 Strategies For Protecting Your Finances From Medical Expenses

Leave a Comment / Health is Wealth / Abdul Qadeer / Emergency fund, Financial Protection, healthcare costs, Medical Debt, medical expenses

Being in good health is priceless, but there can often be a personal financial cost to looking at your healthcare. Each year, more than half a million Americans file for bankruptcy due to medical bills, which is the number one cause of bankruptcy in the country. Even in cases where bankruptcy is avoided, dealing with

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Discover how professional financial guidance can help you budget smarter, invest wisely, and achieve long-term financial security with confidence.

Can Professional Guidance Help You Reach Your Financial Goals?

Leave a Comment / Personal Finance / Abdul Qadeer

For many people, money feels like something they should be able to manage on their own, but the reality is that personal finances often get complicated very quickly. Between planning for retirement, saving for a home, or managing investments, it’s easy to feel overwhelmed and unsure if the steps being taken are the right ones.

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How Switching Careers Midlife Can Boost Your Income

Leave a Comment / Careers / Abdul Qadeer / career change, midlife career switch, networking, personal growth, transferable skills

Switching careers midlife can be one of the most rewarding decisions you make, both financially and personally. The Benefits of Switching Careers Midlife include discovering renewed purpose, gaining fresh challenges, and opening doors to greater satisfaction. Many professionals in their 40s and 50s reach a point where their current roles no longer bring fulfillment, prompting

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Enroll Now: Training Programs That Pay You Back Within a Year

Leave a Comment / Careers / Abdul Qadeer / career growth, job market trends, quick returns, Success Stories, training programs

Training programs that pay you back within a year are becoming a powerful alternative to traditional degrees. These programs equip students with practical, career-ready skills in high-demand fields—often leading to jobs and higher salaries in less than 12 months. In today’s competitive job market, many professionals are turning to short-term training options to accelerate their

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