Are you one of those people, or part of one of those couples, who’s making a lot of money, but you still feel broke?
Maybe you’re making $70,000, $80,000, $100,000, maybe $150,000 or more — but you still feel like you’re living paycheck to paycheck?
You need to really think about your lifestyle, and what costs you’re incurring that may be making you feel so cash‑strapped. [continue reading…]
It’s a question almost everyone asks — “How can I save more money?”
To answer that question, you first have to know why you haven’t been able to stash cash.
For many of you, the answer probably isn’t what you think. I know most of you are saying: “I can’t save because something always comes up, like some emergency, some unexpected bill, or some bad luck!”
Granted, those things happen (at least occasionally) to everyone.
But when it comes down to it, a bigger reason for a lack of savings is a lack of focus on what’s really important.
Let me explain. [continue reading…]
Have you ever had a medical bill that you just couldn’t afford to pay? Or maybe you needed a medical implant, a surgery, or some doctor-recommended procedure, but you chose not to do it simply because it was too costly? Well, you might be a candidate for a growing trend that’s called medical tourism.
Medical tourism occurs when patients travel outside their own state – and typically out of the country – for far more affordable healthcare or surgical procedures.
Here’s a case in point.
I was reading an interesting article in the New York Times the other day about a gentleman in his 60s who needed a hip replacement. Long story short, in America, this man was quoted $78,000 for the hip replacement and that didn’t even include the surgeon’s fee. All told, this ailing gentleman was looking at a $100,000 medical bill. [continue reading…]
It’s summer, the sun is shining, the kids are out of school, and if you’re stuck in an office right now it’s understandable if you’re day dreaming about cashing in those stockpiled vacation days for a much-needed last-minute summer trip to a tranquil beach somewhere.
Or maybe you’re thinking about taking a vacation later this year, during the holidays. But with the economy still floundering and credit card debt levels rising, how are you to pay for this relaxing respite? [continue reading…]
Q: Hello, In 1983 I took out a student loan (private loan backed by the government) for my college education. After attending for 2 years, I went into the workforce and never returned to complete the other 2 years.
Long story short my loan went into deferment and finally defaulted. I was giving the option to have my income tax refund held and applied towards my loan. This went on from 1985 to 2000.
I am now disabled and living on a fixed income. The US Department of Education now takes money from my disability check. Is there anything I can do to be rid of this or am I trapped until death?