Time to Retire - Clock

In a previous column on planning for retirement, I explained the first 11 risks of 20 things that can ruin your retirement.


That prior article highlighted a variety of investment risks, risks of outliving one’s resources, and risks associated with aging.


As a follow-up to that guidance, below is the remaining list of 20 things that can ruin your retirement. [continue reading…]


 Financial Advisor Talking To Senior Couple At Home

Planning for retirement often takes a backseat to today’s concerns – whether it’s paying current bills, dealing with immediate family issues or just trying to keep up with the Joneses.


That’s why numerous studies show that most Americans are ill prepared for retirement: Many people in the U.S. have more credit card debt than savings. Nearly half of all working adults have zero assets in retirement accounts. And one-third of Baby Boomers between the ages of 55 and 64 have no retirement savings at all. [continue reading…]


Are you worried about an ex spouse or soon-to-be ex ruining your credit? Unfortunately, in the aftermath of divorce, financial sabotage — whether intentional or accidental — is all too common.

One of the worst financial hits you can take is when your credit gets ruined by your previous mate.
Here’s what you need to know if you get a divorce or are thinking of splitting up, but you still have outstanding debts and financial obligations with your former flame.




Spending a few days at a theme park could be just what you need to break away from the daily grind and enjoy some fun activities with friends and family members.

Here are some ways to save money on tickets to America’s most-visited theme parks and attractions: [continue reading…]