Save or spend

You recently turned 50 — or maybe even 60 or 70 years old — and now you want to buy something big.

A vacation home. A cruise around the world. That luxury car you’ve always wanted.

Others might try to talk you out of it, suggesting it’s your age or ego speaking to you. Could they be right?

Here are three questions you should ask yourself before any major or possibly extravagant purchase. [continue reading…]

Erase debt

If it’s time to get your financial house in order and you want to reduce your debt load, there are some things you can do to eliminate debt quickly without compromising too much on your current lifestyle. Putting yourself on a path to a debt free life can make money management that much easier as you change jobs, buy a house, or simply save more money.


Follow these 8 steps to be debt-free in one year or less: [continue reading…]