Spending money wisely, saving cash and investing can all help build wealth – as well as bring you greater personal happiness. As I prepare for continued wealth building in 2020 and into the next decade, I wanted to share a dozen ways that my husband, Earl, and I spent strategically, invested and built wealth in […]
The Money Coach’s Strategy to Build Wealth Read More »
Editor’s note: Although the article below is out of date, you can still learn about Teri Ijeoma’s new Trade and Travel 2.0 course by reading The Epic Guide to Teri Ijeoma’s New Trade and Travel 2.0 Course. Just a last-minute reminder that TOMORROW is the start of the stock market trading course I told you about in
An Important Financial Update … Read More »
One good way to take your finances to the next level is to learn about investing in the stock market. In fact, you shouldn’t just “learn” about the stock market, you should also “earn” from it! That’s why I’m writing you today – to tell you about a phenomenal opportunity to do both, in less
Is Trading Stocks the Side Hustle You’re Missing Out On? Read More »
For many people, buying a home is a milestone that signifies stability and achievement. Unfortunately, a variety of factors have made homeownership a challenge. From having to save for a down payment to building your credit, the difficulties can seem endless. Fortunately, developing a strategic plan can help you join the homeownership club sooner than
3 Home Buying Hacks to Buy a House Read More »
You may think that personal finance apps used on smartphones are just for millennials and members of Generation Z. You may also feel that phones are only for talking and texting. Well, smartphones have fortunately come a long way in helping us accomplish many of our daily tasks. Specifically, the app store on your phone
Seven Must-Have Personal Finance Apps for Everyone Read More »
Are you mismanaging your credit with your significant other or anyone else? Have you let the heartstrings get pulled again? Have you cosigned for somebody or something whom you know is financially irresponsible? If you know that person couldn’t get a bank loan, a traditional loan, or a credit card on their own… but then you
Mismanaging Your Credit Read More »
If you’re in the market for a loan, chances are that lenders are going to assess something called your “DTI” – also known as your Debt-to-Income ratio. What Exactly is a DTI? And, how can you improve it in order to get that loan that you want? How DTI is Calculated First of all, you
DTI or Debt-to-Income Ratio Explained w/Video Read More »
For Black Womens Equal Pay Day: a lesson to my sisters in knowing your worth and a call to demand more: Sign-up now for The Art of Negotiating For Women on Money Coach University Back in 1994, a senior editor at Dow Jones News offered me a good salary, lows $40s, for a job as a financial journalist. I countered &
A Message for Black Women’s Equal Pay Day Read More »
Have you ever received a phone call from the IRS – or from someone claiming to be from the IRS – about an alleged tax debt? If so, you need to know that any such phone call is almost certainly a scam also known as the IRS Collection Scam! The IRS will NEVER call you
Beware of Fake IRS Collection Scam Read More »
It’s official: the U.S. and China are formally locked in a high-profile trade war. On Friday July 6, 2018, the U.S. hit China with tariffs on $34 billion worth of goods, mostly high-tech items, like aerospace and robotics products, as well as semiconductor chips for cars, computers, smart phones and TVs. China then immediately levied
What a Trade War With China Means For Your Money Read More »
Q: My boyfriend and I been together for over 15 years. We have joint savings and checking accounts. We planned on getting married. However, after he won a settlement that was deposited in our joint account, he wants out of the relationship. Can I get in trouble for taking the money out of the account
Splitting Up and Not Married – Whose Money is it Anyway? Read More »
Q: Is there a way to lower my credit card interest rate so I can pay my credit card’s balance off faster? A: Thanks for reaching out and for your question. Believe it or not, the best way to get a lower interest rate on your credit card is to just call up the bank/creditor
How to Negotiate a Lower Interest Rate on Your Credit Card Read More »
Q: I carried a mortgage on a property I rented out and I would like to report rent payments to the credit reporting agency. How can I do this? A: Thanks for reaching out and for your question about reporting a mortgage to a credit bureau. In order to do this, an organization (or potentially,
Here’s How to Report Rent Payments to the Credit Bureaus Read More »
Happy New Year, We hope you had a great holiday break and are ready to take your finances to the next level in 2018! Here are recent and recommended articles and offers from AskTheMoneyCoach.com and Money Coach University. Keeping Your Financial Resolutions Are you making a financial New Year’s resolution in 2018? If not, you should – and
Keeping Your Financial New Year’s Resolutions Read More »
Bitcoin became all the rage among many investors in 2017 – and even people who don’t regularly invest have gotten in on the action with this cryptocurrency. If a friend has been telling you how much money he or she made from buying bitcoin, you may be wondering: Should I invest in bitcoin? Some of you may
What Exactly is Bitcoin? 7 Facts About Bitcoin Read More »
