AskTheMoneyCoach Author at The Money Coach

The Impact of Blockchain on Future Money Transfers

Crypto / AskTheMoneyCoach / Artificial Intelligence, Computer Vision, Data Science, Machine Learning, Neural Networks

Blockchain technology was originally conceived as an underpinning foundation to facilitate cryptocurrencies. Subsequently, it has matured into a paradigmatic force with extensive implications for diverse industries. As its decentralized nature enhances security and transparency, the financial sector is increasingly exploring blockchain applications beyond currency, with potential benefits ranging from efficient record-keeping to streamlined transactions. One […]

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8 Tips For Managing Student Loan Debt

Student Loans / AskTheMoneyCoach / employer forgiveness programs, Public Service Loan Forgiveness, student loan debt

Student loan debt is a growing concern for many Americans. With tuition costs steadily rising and students taking on more debt to finance their education, managing student loans can be challenging. According to the Federal Reserve, student loan debt exceeds $1.5 trillion in the United States. This massive debt burden makes it difficult for many

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Insurance Planning Made Easy: A Beginner’s Guide

Careers / AskTheMoneyCoach

Learn the basics of insurance planning with this beginner’s guide. Get tips on how to navigate through the process and make informed decisions for your coverage needs.

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Prosper Raises £3.2m to build Wealth-Tech Platform

Investing / AskTheMoneyCoach

Prosper raises £3.2m angel round to build the Wise of Wealth-Tech London, November 2023 – Founded by Nick Perrett of digital bank Tandem, Ricky Knox of Tandem and Azimo, and Phil Bungey of Nutmeg, new wealth-tech platform Prosper plans to revolutionise how we save and invest. Like other fintechs have done for currency exchange and

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Best Time to Execute Your Trades

Investing / AskTheMoneyCoach / Trades

Traders know that the difference between seizing an opportunity and missing out on a big trade can hinge on timing a trade’s execution. The experts at FOREX.com analyzed global trading patterns combined with survey insights collected from experienced traders, to uncover the most popular and opportune times for executing trades. Survey Key Findings: The first

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A financial planner with long curly hair looks frustrated while sitting at a table, trying to manage a budget on their laptop. A smartphone is placed on the table.

The Average American Has a Debt Anxiety Threshold of $22k, Finds Study.

Debt / AskTheMoneyCoach / Debt Anxiety

The topic of personal debt has always been a significant point of discussion in America. Leaving mortgages aside, the average American bears a financial burden of around $38,953 in debt. This financial commitment often leads to substantial stress for many, while a select few manage to navigate their liabilities strategically, thanks to their robust repayment

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African American man holding a stack of books

The Best Personal Finance Books to Read in 2023

Personal Finance / AskTheMoneyCoach / Cary Siegel, Chelsea Fagan, Erik Wecks, Erin Lowry, Grant Sabatier, Joe Dominguez, Lauren Ver Hage, lynnette khalfani-cox, Paco de Leon, Tiffany Aliche, Vicki Robin

Recently, I came across a great article from BadCredit.org highlighting the best personal finance books to consider for 2023. The article emphasizes the value of seeking reliable guidance in an age of overwhelming financial information. Whether you’re looking to prioritize your finances, build credit scores, strive for financial independence, or make positive changes to your

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5 Reasons Why You Need Asset Protection

Building Wealth / AskTheMoneyCoach / Asset Protection, Estate Planning, family limited partnerships, Financial Planning, fraudulent conveyance, irrevocable trusts, probate

Many people mistakenly believe that asset protection only becomes important when facing imminent bankruptcy. This understanding is significantly off the mark. Attempting to hide assets when creditors are already identified can be deemed ‘fraudulent conveyance’ and ineffective. On the contrary, asset protection is a lawful tactic to organize your assets in a way that can

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How to Avoid Online Shopping Scams on Social Media

Scams / AskTheMoneyCoach / Online Shopping Scams

Newly published data from a UK based bank revealed that over two thirds of online shopping scams begin on the social media platforms Instagram and Facebook. This alarming figure signifies how savvy fraudsters are utilising social media to prey on unsuspecting shoppers, who are in search of a deal. There has been a rise in

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The Rising Demand for Investments Among Americans

Investing / AskTheMoneyCoach / forex

CNN’s Fear & Greed Index, which gauges the mood of the market, has found that fear is currently dominating market sentiment. As a result, 8 in 10 Americans report high levels of financial anxiety and almost two-fifths are now interested in diversifying their income streams.1,2 Amid enduring geopolitical and economic uncertainty in America, attitudes toward

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A sign reading "PLAINTIFF" sits on a table surface, as though awaiting a financial planner to guide the case on credit matters.

Insurance Considerations for Commercial Landlords: Mitigating Liability

Real Estate / AskTheMoneyCoach / commercial landlords, liability insurance, mitigating liability, property insurance, risk assessment

Are you a commercial landlord? If so, you probably know that it’s important to mitigate liabilities. Still, insurance isn’t exactly a topic that sets hearts on fire, and it can be daunting to read pages of legal jargon. However, the principles are easy to understand and worthy of consideration at all times. In this article,

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Credit Card Surcharges and How to Avoid Them

Credit Cards / AskTheMoneyCoach / credit card surcharges

Credit card surcharges are on the rise, and you need to be aware of these extra fees being tacked onto your purchases by some merchants. “The pandemic has been a factor. So many businesses struggled just to survive. As a result, we saw – and continue to see – increased prices and added fees,” explains

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4 Strategies To Improve Small Business Team Performance

Entrepreneurship / AskTheMoneyCoach / Business Productivity Tips, Employee Engagement Techniques, Small Business Management, Team Building Strategies, Team Performance Enhancement

There is a lot of talk out there about how to manage small teams, but what methods are really effective? Everyone wants to have a properly functioning workplace. And there will continue to be debate about what really works in terms of improving team performance. This kind of debate is very healthy. There is no

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The Importance of Identity Theft Protection for Your Financial Security

Identity Theft / AskTheMoneyCoach / Economic Security, Financial Safety Measures, Financial Stability, Personal Finance Security, Wealth Protection

Discover why identity theft protection is crucial for safeguarding your financial security. Learn tips and tools to defend yourself against identity theft.

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Crypto vs. Traditional Savings: Which is the Better Option for College?

Crypto / AskTheMoneyCoach / Cryptocurrency Savings, Digital Assets, Financial Planning, Investment Strategies, Traditional Savings Accounts

Compare the benefits and drawbacks of crypto and traditional savings for college. Discover which option is more suitable for financing your education.

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Author name: AskTheMoneyCoach