When you see erroneous payment or status information in your credit file, you should take up that dispute with your creditor, before contacting the credit bureaus. Examples of the types... read more →
As a general matter, no one credit bureau report is “more important” than the others.
In today’s economic environment, they are all vitally critical to your personal finances.
Consumer groups estimate that 70% of all credit reports have mistakes in them. That’s an awful lot of misinformation – and it could be costing you money. If you have... read more →
If you’ve requested your credit reports recently – or only peeked at them after a bank or another lender pulled your credit files – you may be wondering about some... read more →
Many people know that they can go to http://www.annualcreditreport.com and get a free copy of their credit reports from each of the three major credit bureaus once every 12 months.... read more →
Q: Should I get all three credit reports at once, or view them at different times over the year? A: Once you are ready to request your free credit reports... read more →
The process of reading and deciphering your Equifax, Experian or TransUnion credit reports may seem daunting at first, especially when you have to pore over pages of listings about your... read more →
Federal laws dictate what personal information about you can – and can’t – be included in your credit reports from Equifax, Experian and TransUnion. Here’s a rundown of what to... read more →
