Question: I am 24 years old and my credit is not too spectacular. Most of the accounts on my credit reports are things I have done to myself, but the... read more →
Millions of people have been victimized by identity theft. Identity theft occurs when someone steals your private information, such as your driver’s license or Social Security number, and uses that data for his or her own personal gain, to open credit accounts or take out loans in your name.
There was an article in the headlines recently about how identity thieves are selling children's Social Security numbers over the Internet. One way to prevent your child (or you) from... read more →
Q: Someone made false medical claims under my 12-year-old son's name. Two bills went to collections. I have health insurance, but I am disputing this because my son did not... read more →
Fraud alerts help you thwart identity theft by preventing a crook from opening credit in your name. There are two types of Fraud Alerts: an Initial Alert and an Extended... read more →
Q: What Steps Can I Take To Avoid Identity Theft? A: To decrease your chances of falling victim to identity theft, you should... read more →
A subscriber to my newsletter went to Half.com, a division of Amazon.com and ordered a book. When she got her Discover card statement, she found a bogus charge described as... read more →