A reader of AskTheMoneyCoach.com wanted to know how to protect their credit rating and refinance their mortgage during a divorce. It’s a tough situation that millions of people face each year. Here’s their question and the answer to this dilemma. Q: I am going through a divorce. We’ve closed our joint accounts but we still […]
Getting a Divorce? Here’s How to Refinance and Protect Your Credit Read More »
Improving your personal finances does not always necessitate a higher-paying career or a windfall from a kind family. Better money management is the key for many. It’s the way to eliminate wasteful spending, increase your ability to save and invest and reach previously unattainable financial goals. We’ll also provide essential legal insights, such as a useful
5 Ways to Manage Your Personal Finances Read More »
Discover essential financial planning strategies for securing your child’s future. Learn about saving, investing, and other best practices to secure a bright financial future for your child.
Financial Planning for Your Child’s Future: Best Practices Read More »
The Federal Reserve Bank of New York’s Center for Microeconomic Data today (November 15, 2022) issued its Quarterly Report on Household Debt and Credit . The Report shows an increase in total household debt in the third quarter of 2022, increasing by $351 billion (2.2%) to $16.51 trillion. Balances now stand $2.36 trillion higher than at the end of 2019, before the pandemic recession. The report is based on data from the New York Fed’s nationally representative Consumer Credit Panel.
Household Debt Reaches $16.51 trillion in Q3 2022 Read More »
Press Release The Federal Trade Commission and state attorneys general announced lawsuits against Google LLC and iHeartMedia, Inc. for airing nearly 29,000 deceptive endorsements by radio personalities promoting their use of and experience with Google’s Pixel 4 phone in 2019 and 2020. The proposed FTC orders and the state judgments settling the allegations bar Google and
FTC, States Sue Google and iHeartMedia for Deceptive Ads Read More »
Sponsored Content Citizenship by investment (CBI) is becoming increasingly popular among investors in the last couple of decades. The concept of getting citizenship is pretty simple; the investor should make either a single donation to a national fund or purchase real estate in the country. If successful, dual citizenship offers many benefits including visa-free
Investing in Second Citizenship: Is It a Luxury or a Necessity Read More »
‘Til Debt Do Us Part: Inflation preventing thousands of American couples from being able to separate, reveals survey. Over half of singles would not get into a relationship with someone who has large debts. The average single said they would be deterred by a debt amount of $33k. 1 in 4 believe any debt incurred
High Inflation and The Rising Cost of Divorce Read More »
I’ll never forget the time in 2019 when my husband and I applied for a home equity line of credit (HELOC) for our home in Mountainside, New Jersey – an upper middle-class suburb about 45 minutes outside New York City. To get a HELOC, our home had to first be appraised. But when the appraiser
10 Powerful Ways To Fight Discrimination in Home Appraisals Read More »
HUD just granted $84 million to help provide housing stability to homeless youth in 17 communities nationwide including Philadelphia and Tulsa, along with several rural locations.
HUD Awards $84 Million To Help End Youth Homelessness Read More »
If you want to improve your FICO credit score, you absolutely must monitor your credit files. Fortunately, the credit bureaus Equifax, Experian, and Trans Union are making it easier for you to do just that. See their joint press release below: The three nationwide credit reporting agencies – Equifax® (NYSE:EFX), Experian (LON:EXPN) and TransUnion
Here’s How to Get Free Weekly Credit Reports Read More »
Here’s my daughter, Alexis, studying for the PSAT. As with all 3 of my kids, I was her tutor, using my knowledge + study guides. Private test prep? Kaplan: up to $1,300, for unlimited hours online. Princeton Review: up to $2,700, for 18 hrs. So I saved money, and spent my time. I’m cool with
The High Cost of Test Prep and the PSAT Exam Read More »
I am so honored to be featured on CNBC Make It for achieving a perfect 850 FICO credit score! Only 1% of Americans have a perfect 850 FICO score. A great credit rating can help you land a job or snag a promotion — since more than half of all employers do employment-based credit screening. Watch my CNBC profile below, and learn
Lynnette Teaches You What You Need To Know To Have A Great Credit Rating Read More »
To use a BNPL plan for travel, you start by adding items to your online cart through an airline or travel website’s portal.
At checkout, you’ll see an option to split your payments with financing partners like Affirm, Uplift, PayPal Credit or Klarna.
Should You Use a BNPL Plan for Your Next Vacation? Read More »
In a time of inflation and economic uncertainty, it’s important to focus on the positives — not only to give hope, but also to motivate us and our commitment to the grind as well. New survey results from consulting firm Pearl Meyer found the average annual salary increase has reached 4.8%, the highest in decades.
How to Manage Your Next Pay Raise Wisely Read More »
Need a quick refresher about how your credit score works? Due to inflation, many consumers are being forced to rely on their credit cards to make ends meet. As a result, many consumers have seen their credit scores go down as their balances go up. Here are 3 articles that can help you better understand
What to Do If Your Credit Score Suddenly Drops Unexpectedly Read More »
