Hiring a certified financial planner (CFP) can be a pivotal step toward achieving your financial goals. Whether you’re planning for retirement, managing investments, or navigating complex financial decisions, a CFP offers expertise to guide you. This comprehensive guide will help you understand what to look for when hiring a financial planner and how to make […]
How to Hire a Certified Financial Planner: A Complete Guide Read More »
Having your credit score fall unexpectedly can be as bad as losing a significant amount of money. With a lower score, your opportunities for low-interest loans, lower insurance premiums, and more affordable mortgages may be out of your reach. What’s worse is that these fluctuations may come from out of nowhere and may confuse
What to Do If Your Credit Score Drops Unexpectedly Read More »
If you owe a significant amount to the IRS, you may be able to pay the balance in an installment agreement with the IRS. This can help offset collection methods of the IRS, like freezing your bank account and putting a lien on your property. Step #1: Determine How Much You Owe The first step
6 Easy Steps to Set Up an Installment Agreement with the IRS Read More »
On a recent flight to Florida, where my family planned to set out on a 7-night Caribbean cruise, the airline we took lost my luggage. Well, “lost” isn’t technically the right word. They accidentally neglected to put my bag on my flight for some reason – even though we’d checked in nearly two hours ahead
Why You May Need Travelers Insurance Read More »
While it’s been often said that the two things you can’t escape in life are death and taxes, the IRS actually offers a way out for those behind on their payments. If you’ve been watching TV or listening to the radio recently, you may have heard ads suggesting that taxpayers who are behind on their
IRS Offer in Compromise Explained Read More »
Getting the urge to strike out on your own to satisfy your entrepreneurial itch? Before you begin, be sure to obtain the necessary permits and licenses you’ll need to operate your small business legally. Whether you’re ready to launch your new start-up, or you’re growing an existing enterprise into a thriving business, your business must be run
5 Steps to Registering Your Small Business Read More »
If your housing costs have become more than you can afford or if you want to reduce your debts, you might be toying with the idea of downsizing from your existing home and moving into a smaller property. After all, a bigger house typically means a bigger mortgage – right along with larger utility bills,
Should You Downsize to a Tiny Home? Read More »
Even though the economy is on the mend and the national unemployment rate is hovering around 5%, millions of Americans are still looking for work. In fact, you may have recently received a pink slip – and now find yourself reeling, emotionally and financially, from this bad news. Don’t give in to despair. Just resolve
Sudden Job Loss? 3 Money Moves to Make Now Read More »
If you’ve prepared your taxes and you owe Uncle Sam, don’t make the mistake of not submitting your federal tax return simply because you’ve got a hefty tax bill. A failure to file your taxes will just compound your problems and put you even further in the financial hole. After all, the IRS can impose
5 Good Solutions When You Can’t Pay Your Taxes Read More »
If you or someone you know could use scholarships or grants to help pay for college, I have great news! I’ve just launched my first video course via Udemy, an online learning platform – and the debut course is called Winning College Scholarships: 10 Secrets to Earning $500,000 or More in Free Money for College.
Winning College Scholarships Video Course – Free Preview Read More »
Crowdfunding in the Internet age started off with the mostly honorable intentions. At first, the main idea was to use social media to let people from all around the world chip in money to help out others in need or worthy causes. That’s why we’ve seen people donate in droves to victims of natural disasters
4 Ridiculous Crowdfunding Requests That I Will Not Support – So Don’t Ask Read More »
College scholarships aren’t just awarded to high school seniors planning to enroll as freshmen in the college or university of their choice. Anyone, of almost any age, can win a scholarship or grant – netting the recipient free money for college. Here’s a snapshot of college scholarships and cash awards aimed at individuals of all
Why It’s Never Too Early or Too Late to Win College Scholarships Read More »
Debtors prison was abolished in America well over a century ago. But that doesn’t mean you can’t get arrested or locked up for past-due debts. Here are four crazy instances in which authorities have hauled people off in handcuffs and taken them to jail in connection with having overdue bills. Old Student Loan Debt Brings
4 Crazy Times People Got Thrown In Jail Because of Their Debts Read More »
Every year, 12 million Americans take out payday loans, spending more than $7 billion on loan fees alone, according to research from The Pew Charitable Trusts. While people of all age groups and backgrounds get high-cost payday loans, studies show that Millennials are now turning to payday loans at a faster clip than any other segment of the
Are Payday Loans the New Credit Cards for Millennials? Read More »
FAFSA Filing season is here for high school seniors, college students and their parents. If you haven’t yet filled out the FAFSA – the Free Application for Federal Student Aid – you need to get going immediately in order to meet a host of deadlines and ensure that you don’t miss out on a bounty
FAFSA Filing Tips to Get More College Financial Aid Read More »
