The Law That Gives You a Free Credit Report—Again and Again
= Let’s assume that you have taken advantage of your federal right to see your credit files via www.annualcreditreport.com. Did you know that in addition to that once-a-year deal, you can get free credit reports again and again and again—multiple times in a year, if you like—online and directly from the credit bureaus? You can […]
3 Reasons to Think About the December Holidays in July
Over the past few years, a growing number of retailers have started their holiday marketing plans earlier than ever. Long-gone are the days when November and December were the only times you’d see big in-store sales, promotions or TV commercials tied to Christmas, Hanukkah or Kwanzaa. Nowadays, the run-up to the holiday season starts around […]
How to Avoid Out-of-State Tuition Charges
Private colleges and universities usually charge the same tuition rate to in-state students as well as non-residents. But that’s not the case for most public schools in the U.S. According to the College Board, in 2014-2015 the average four-year institution in America charged in-state students $9,139 in tuition and fees, while out-of state students were […]
85 Government Agencies That Help Pay Off Your Student Loans
If you’re one of the millions of Americans burdened by student debt, you may be sitting on a golden opportunity—student loan repayment assistance offered through federal employment. Through a little-known but incredibly powerful benefit, you can wipe out up to $60,000 of your federal student loans while earning a steady paycheck in government service. Let’s […]
Should I Pay My Credit Card Balance In Full Each Month?
Q. I generally pay off my entire credit card balance in full each month but I have a friend who insist that it’s better for my credit score if I pay on time but not the entire balance (like pay off 95%) but always keep a balance. Is there any truth to this? A. There […]
Can You Cut Tuition Costs by Moving to Another State?
To take advantage of in-state tuition, some students take the drastic step of moving to the state in which their desired college or university is located. When this strategy works, it can save you tens of thousands of dollars. But be forewarned: it’s not as easy as you might think. Over the past decade or […]
How To Get Approved For A Credit Card
Q: My application for a credit card was turned down. How can I get approved for a credit card? A: Credit cards have become an integral part of our lives. Most people have more than one card and walk around with virtually no cash. However obtaining a credit card is not always as easy or straightforward […]
Pipeline Programs Help Minorities, First-Generation College Students
Pipeline programs are designed to promote college readiness and college access for underrepresented students in a variety of fields. Many U.S colleges have pipeline programs designed for both high schools students, and middle school students too. The idea is to give targeted individuals — such as low-income youth, minorities, first-generation college students and others — […]
The Truth About Women and Investing
Gender and investing is a sensitive subject. I have a lot of conversations with industry participants about why diversity is good for the financial industry and why diverse managers, particularly women, exhibit strong outperformance. These conversations invariably start off positively (“tell me more”), but often end up someplace altogether different. One of the most common […]
8 Tuition Savers for Out-of-State Students
One of the biggest hurdles associated with attending college out of state is a financial one: many schools charge out-of-state students tuition rates totaling roughly 2.5 to 3.5 times the rate charged to their in-state classmates. I know it may not seem fair. But one of the realities of higher education today — at least […]
Secret Tuition Waivers for Out-of-State College Students
Looking for a way to cut your out-of-state tuition bill? Obtaining a “border waiver” or an “out-of-state tuition waiver” is one of the best-kept secrets in higher education. Nabbing one of these waivers is a terrific strategy to slash tuition for non-resident students – but you have to know where to get them and how […]
Life Lessons From Modern Day Renaissance Man Jay Cameron
Editor’s note: Here on AskTheMoneyCoach we like to profile successful business owners that we’ve met during our journey as entrepreneurs. Jay Cameron is the kind of man that defies easy description. At first blush, it would be convenient to label him as a serial entrepreneur, considering his successful forays into a variety of profitable ventures, ranging from […]
A Simple Explanation of Tuition Guarantee Programs
Tuition guarantee programs are a smart way to cut your tuition expenses and help you graduate on time. Those are two enormous benefits – especially since escalating tuition costs are driving many people into student loan debt, and only about 4 out of 10 college students in America earn their bachelor’s degree in just four […]
Avoid These Summer Spending Mistakes
Here are 10 summer spending mistakes to avoid. 1) Letting Your Mail Pile Up If you’ll be away for three or more days, it’s a good idea to have the post office hold your mail. The last thing you want is a big pile of mail sitting on your doorstep or spilling out of your […]
Can Your Kids Work Their Way Through College?
Parents: it’s time to wake up and face reality. Your kids can’t possibly “work their way through college” as the sole strategy to pay for their bachelor’s degree at a U.S. college or university. If you think they can, you are deluding yourself about today’s economic realities. I understand, however, why this delusion persists. For decades, […]