Holiday Travel Tips: 4 Easy Ways to Lower Airfare Costs
The airline industry expects a busy travel period this Thanksgiving holiday, according to a report from USA Today. If you’re planning to take to the skies for Turkey Day or even the December holidays, try these three tips to save some cash on your airline ticket.
Obama vs Romney: How Each May Impact Your Money and Finances
Experts say the economy is the biggest factor in the 2012 presidential election. If you’re voting with your wallet on Nov. 6, here’s a snapshot of how your finances will be impacted under a Barack Obama Presidency or a Mitt Romney Presidency.
4 Financial Lessons Learned From Hurricane Sandy
My family – like millions of others along the East Coast – has had to tough it out this past week in the wake of Hurricane Sandy. We’ve been without power for more than seven days. We still have no lights or phone service; cell phone coverage has been mostly non-existent; and needless to say […]
Do I Qualify for a Pell Grant for College?
Unlike a student loan, a federal Pell Grant for college does not have to be repaid. A Pell Grant is a need–based grant that is provided to low-income students. Pell Grant award amounts change every year, but the amount you can receive will depend on several factors including your financial need and the cost of […]
Four Tools to Help Stay at Home Moms Become Financially Organized
Being a stay at home mom is a dream for many, but the demands placed on stay-at-home moms can rival – or even exceed – those faced by women who are in the workplace full time.
Credit Card vs. Debit Card: When is it Best to Use Either One
When is it smarter to use a credit card versus a debit card? And what items should you NEVER use your credit card to buy? The answers may surprise you! 1. Renting a car: should you use credit or debit?
What to Do if You Can’t Afford Private School Anymore
As parents, we drive ourselves nuts – and often into the poorhouse, too – when it comes to the trying to afford private school for our children. I know – because I was one of those parents. When my two oldest children – who are now in 10th and 7th grades, were just five and […]
About the College Federal Work Study Program
If you are looking for different ways to pay for your college education, consider the benefits of the Federal Work-Study program. This program is designed for undergraduate and graduate students and allows them to work part-time while they are enrolled in a degree program.
5 Great (and Legit) Work-From-Home Jobs for Women
As someone who has worked from home for the past decade, I know from first-hand experience, how incredibly gratifying it is – and how incredible lucky I am – to be able to do what I love from the comfort and convenience of my own place in northern New Jersey. Sure, I have meetings and […]
Will Your Tax Debts Be Reported to Credit Bureaus?
With each passing day, I’m starting to believe that Elizabeth Warren was right: the financial system is rigged against the average middle-class American. Here’s the latest proof of this fact: Congress is considering an ill-advised proposal that would severely hurt millions of Americans’ credit scores.
401(k) Contribution Limits Increase for 2013; What You Must Know
If you’ve got a 401(k) or a similar retirement plan, you can start socking away more money for your Golden Years starting in 2013. The IRS says it’s increasing the tax-free contribution limit for retirement plans to $17,500 for 2013; that’s up $500 from a limit of $17,000 in 2012.
Will a Credit Inquiry Hurt My Credit Score?
It is possible – very likely, in fact – that applying for a loan or seeking a new credit card will indeed lower your credit score. Here’s why. Anytime you apply for credit — such as a mortgage, a student loan, credit card or auto financing — a lender pulls your credit file and that […]
3 Easy Steps to Take During Open Enrollment Season
Discover 3 essential steps to make the most of open enrollment season. Boost your benefits and save money with this quick, evergreen guide.
College Grads: Get the 411 on Federal & Private Loans Here
The average U.S. college graduate comes out of school with more than $25,000 in student loan debt, according to the College Board. And collectively, student loan debt in the U.S. now tops $1 trillion – surpassing the amount of credit card debt Americans owe. So paying off student loans is one of the most daunting […]
Social Security Number Lost or Stolen? You Must Read This!
If someone steals your Social Security card or misuses your Social Security number without your permission, it’s one of the worst forms of identity theft you can suffer. Crooks can use your Social Security number to file taxes in your name, illegally snatching away a federal tax refund to which you’re legitimately entitled. Then you […]