Clean Up Your Credit Reports and Fix Mistakes with These Tips
It’s frustrating to have errors on your credit report. But mistakes in your credit files happen all too often. In fact, consumer groups say that 70% of all U.S. credit reports contain mistakes. But you don’t have to live with these inaccuracies in your credit files. They key to getting rid of them is knowing […]
Bad Credit is a Drag. Here’s How to Boost Your Credit Score
Are you tired of being denied credit? Do you want to raise your FICO credit score, qualify for a mortgage, or get the best interest rates on auto loans, student loans, and credit cards? Thankfully, no matter what your current credit standing, you can achieve A-1 credit. It may take some time – but probably […]
Learn How to Deal with Creditors and Get Out of Debt Forever
Dealing with debt collectors is stressful. They call at all hours of the day and night. They hound you for money – whether you’re working or unemployed. And they generally make life unpleasant when you owe them, or one of their clients, cash. But just because you owe a company money doesn’t mean they have […]
The Truth About Bankruptcy: It’s All Here – The Good and Bad
Bankruptcy isn’t a step that should be taken lightly. But sometimes, it’s a necessity that simply can’t be avoided. If you’re overwhelmed by enormous credit card debts you can never repay, struggling with massive medical bills, or are barely staying afloat due to unemployment, bankruptcy may be a good alternative to consider. Will a Chapter […]
How Thieves Steal Credit Cards
Paying with a credit card offers the ultimate in convenience when you’re taking care of all that holiday shopping, – particularly when Black Friday deals abound on the web and retailers are offering door-buster sales. But using your credit card either online or offline could put you at risk for identity theft and fraud if […]
Women and Personal Finance
While everyone faces financial challenges, women often confront particular economic hurdles that require special attention. For instance, how do you deal with earning 75 cents for every dollar that men earn? What’s the best way to save for your kid’s college education if you’re a single mom? And how can you protect your credit while […]
5 Money Mistakes Women Make – And How to Fix Them
We all make money mistakes, women and men alike. But women are often more prone to certain financial blunders. Here are five money mistakes women make – and how to fix them.
Types of Federal Grants Available for College
Federal grants can help you cover some or all of the costs of your college education and unlike student loans, grants do not need to be paid back. Grants are often called a “gift aid” and are based on need. If you apply for a federal grant, you will need to submit a Free Application […]
What Happens If You Get a New Social Security Number
Identity theft affects about 10 million Americans each year. If you’ve been a victim of identity theft and someone has misused your Social Security number, it is possible to get a new Social Security number. There’s also one other time when you can get a new Social Security number. It’s when you’ve been the victim […]
Help for Shopaholics
Admit it: are you a shopaholic? Many of us go on shopping binges, or we find ourselves unable to resist certain things: like yet another purse or that oh-so-cute pair of shoes. It’s OK to shop. But when the shopping becomes excessive, or it drives you into debt, then that’s a problem. Here are some […]
Should You Give Your Kids an Allowance?
Are your kids at that age where you’re considering giving them an allowance? If so, you’re not alone. According to a survey from T. Rowe Price, nearly half of parents in the U.S. give their children allowances. But not everyone is convinced allowances are a good idea. In my opinion, an allowance can be a […]
Key Differences Between Federal and Private Student Loans
If you have to borrow money to help pay for college, you need to understand the differences between private student loans and federal student loans. Taking the time to understand what types of loans are available, and what your responsibilities are for paying back those loans, can help you make the most informed decisions about […]
Federal Student Loans Available Now: Key Facts You Must Know
Unless you or your child has earned scholarships offering a full-ride for college, or you’re able to pay for school with your own funds, you’ll probably have to apply for financial aid or some type of college loan. After you complete your Free Application for Federal Student Aid (FAFSA), your college will send you a […]
5 Key Changes to College Student Aid Programs
The academic school year is already underway at colleges nationwide. And while many students and families may have scrounged up the funds to cover the first semester or quarter, the reality is that scores of families will struggle to pay tuition and other expenses throughout the full school term and beyond.
5 Tools I Use to Save Money and Time on Travel
We all need to save money and time these days. This summer, my family spent a lot of money and time on travel – but we also saved big bucks too, and we preserved our time by not spending a ridiculous amount of hours and days scouring the web and hunting down deals. Instead, we […]