One out of four Americans plans to make New Year’s resolutions about money, according to a new survey from Sallie Mae. According to Sallie Mae, 21 percent of consumers want to save more cash. If you could stand to bolster your bank account, here are four ways to save more money and help you keep […]
Money-Saving Tips: 4 Ways to Save More Money Read More »
A number of celebrities have made headlines in recent months for having enormous debts and tax problems or because they’ve filed for bankruptcy protection. Actor Eddie Murphy’s ex-wife, Nicole, reportedly owes millions of dollars, including five IRS tax liens of just under $850,000. Singer Toni Braxton recently went bankrupt for the second time, with debts
5 Questions You Must Ask Before Filing Chapter 7 or Chapter 13 Bankruptcy Read More »
Here are 5 alternative sources for cash to consider before using a payday lender: 1) Earn Cash By Being Neighborly Most of us are overworked and often overwhelmed -– and that includes the people who live right near you. If you can help out someone who lives nearby, that’s not just being a good neighbor,
5 Alternatives to Payday Loans Read More »
The two most important jobs you have as a business owner is getting business and getting paid. Being a bill collector is one the toughest jobs you’ll have as an entrepreneur. But if you take control of the situation up front, you can minimize any delays with payments. The key thing to do is make
Managing Positive Cash Flow in Your Small Business Read More »
If you are ready to take the leap into entrepreneurship, you must get really focused on your finances, like to bring your invoice template online. It will be a real test to get back to only the bare necessities. Check out billig wordpress hjemmeside design from YGO.dk for your new website. Are you willing to reduce
Finding The Money To Start Your Small Business Read More »
Everyone has good ideas. Some of them may even be million dollar ideas, but if you live from paycheck to paycheck or way beyond your means, you may never be able to quit your job and start a business. As the Smallbizlady, often I get emails, facebook messages and DM’s on Twitter from people asking
Can You Afford to Become An Entrepreneur? Read More »
Here are 8 tips from Melinda F. Emerson, SmallBizLady, that small business owners can implement now to save money. 1. Track Expenses Using a Budget. Budgets are about planning and tracking spending – you need financial information to make business decisions. Track business expenses by month or by quarter. Ideally, you should have a twelve month budget,
8 Things Small Business Owners Can Do Now to Save Money! Read More »
Question: I owe $1400.00 to the IRS and am making payments. My 2010 tax return is expected to be $1800.00. I understand that taxes owed can be paid in Chapter 13 but if the tax return comes after the Chapter 13 is confirmed will they take just the $1400.00 owed or my whole return? Answer:
Will I Lose My Tax Refund If I Declare Chapter 13 Bankruptcy? Read More »
The IRS wants military personnel and their families to know that they can get tax help free of charge. The no-cost tax help comes courtesy of the Volunteer Income Tax Assistance, or VITA, program. Both the IRS and the U.S. Armed Forces participate in the VITA program, which offers everything from complimentary tax preparation service
Free Tax Help for Military Members and Their Families Read More »
Do you have enough socked away to cover your bills should you get slipped a pink slip? Typically I would say you should have enough savings to cover three times your monthly living expenses, but given this economy and the skyrocketing unemployment rate, six or nine months worth of savings is more ideal. Here are
Earn Extra Cash to Pad Your Emergency Fund Read More »
The inauguration of Barack Obama as the 44th President of the United States ushered in a new era. As he said in his speech on Tuesday, January 20, 2009: “What is required of us now is a new era of responsibility — a recognition, on the part of every American, that we have duties to ourselves, our
5 Tips for Getting Your Financial House in Order Read More »
All parents worry about their children — about their personal happiness, providing a good education for them, and of course, about their financial futures. For low-income parents, and single parents in particular, financial worries can loom especially large. That’s why I was pleasantly surprised to recently come across an offer for free life insurance for
Get Free Life Insurance for Your Kid’s College Expenses Read More »
As millions of people have filed for bankruptcy protection in recent years, many Americans want to know how to rebuild their credit rating after a Chapter 7 or Chapter 13 bankruptcy. One perennial question I’m often asked is: What is a good credit card to obtain in order to rebuild credit after bankruptcy? It’s a
Pick the Right Credit Card For Rebuilding Credit Read More »
Here are 10 New Year’s Resolutions to add to your list: Eliminate credit card debt. Answer this question: Do you really want to be in debt year after year and living paycheck to paycheck? If you said “No,” then it’s time to get serious about managing your money and getting rid of excessive debt. You
Top 10 Smart Financial New Year’s Resolutions Read More »
For many young couples, there is a certain amount of financial and emotional stress that comes with Valentine’s Day. Among women who are dating, the message they get from family, friends and others is that Valentine’s Day is the time to know if your guy is really into you. They may even start getting some
How Much Engagement Ring Can He (or You) Really Afford? Read More »
