If you’re living in one of America’s 40 million renter households, there’s an easy way for you to quickly and painlessly increase your credit score and even help qualify for a mortgage. What’s the secret? It’s simply adding your rental payment history to your credit reports. How to add rent and utilities to credit report […]
Secret Trick For Renters That Boosts Your Credit Score Quickly Read More »
Q: I am a student at Southeast Missouri State University. About 10 months ago I opened my first student credit card. I eventually got my credit score to 728. In October, I opened an account with a jewelry store in order to buy an engagement ring. I’ve noticed a huge dive in my credit score
How Store Credit Cards Impact Your Credit Score Read More »
Q: I am a 44 year old man who has never had credit. The last time I financed anything was in 1991. I pay all my bills (including rent) on time. Now I want to purchase a home, but I have no credit score. What can I do and are there programs to help first
I Don’t Have a Credit File and Now I Want to Buy A Home. What Should I Do? Read More »
If you have been told that you have a thin credit file, no credit file or no credit score, it is likely due to one of three causes: 1) You’ve Never Had Credit This would be the case if you’ve never had a traditional credit account, such as a car loan or credit card. Or
Thin Credit File Explained Read More »
