Q: I am considering going to grad school and am clueless re: what steps are needed to get started, hidden costs and fees, the procedures and requirements for enrollment and other pertinent information. I am currently unemployed and need all of the assistance I can get. I graduated from undergrad. school in 1999, and I’m 58 […]
Paying for Grad School When You Are Over 40 Read More »
And you thought tuition was bad enough! If you don’t want exorbitant college fees to drive you into the poorhouse, make sure you bone up on all the fees and other charges you or your child might face while earning a four-year degree. U.S. colleges and universities charge students for a seemingly endless list of
4 Smart Tips to Reduce Expensive College Fees Read More »
Tuition and fees are often lumped together on college bills. But just like you should know all the “extras” you’re paying for when you buy a car, so too should you be aware of all the additional fees that are charged to you beyond tuition expenses. For starters, it’s important to realize that schools can
How to Fight Back Against Ridiculous College Fees Read More »
The latest data from the College Board show that college students spend about $1,200 a year on books and supplies. That’s a lot of cash. But believe it or not, the National Association of College Stores reports that spending on college textbooks is actually on the decline. Textbook expenditures are heading south due to two factors: technology,
13 Ways to Save Money on College Textbooks and Supplies Read More »
Q. I am a 61, single parent, and can’t seem to come up with a strategy to get out of debt. Is it ok to take a loan from a pension fund? Also, a debt solutions company advised me to cut up all credit cards. Considering I have a child, it seems like eliminating all
Should You Use Retirement Savings to Pay Off Debt? Read More »
Social media and the mainstream press have been buzzing recently about rapper 50 Cent and his Chapter 11 bankruptcy filing. If you’ve read any of the news coverage, or followed the stream of mostly snarky comments on Twitter or Facebook, you might be inclined to believe any of the following three myths that have emerged
Rapper 50 Cent and Bankruptcy: Myth Vs. Fact in This Money & Media Mirage Read More »
Q. You mentioned that closing credit card accounts hurts your FICO score. If you closed accounts years ago, what is the timeline where it no longer affects your score? I only have one Visa card that I use now. I had no debt issues, just wanted to streamline my cards. Also, do store cards (Macy’s, Nordstrom,
Impact of Closing an Account on Your Credit Score Read More »
We all know that the economy goes through cycles, such as boom and bust periods. But a new study on financial behavior shows that people also repeat their financial behavior in highly predictable ways — largely based on the state of the economy. The study was conducted by Dr. Dan Geller, a behavioral finance scientist and the
Study Says Your Spending and Saving Patterns Are Very Predictable Read More »
= Let’s assume that you have taken advantage of your federal right to see your credit files via www.annualcreditreport.com. Did you know that in addition to that once-a-year deal, you can get free credit reports again and again and again—multiple times in a year, if you like—online and directly from the credit bureaus? You can
The Law That Gives You a Free Credit Report—Again and Again Read More »
Over the past few years, a growing number of retailers have started their holiday marketing plans earlier than ever. Long-gone are the days when November and December were the only times you’d see big in-store sales, promotions or TV commercials tied to Christmas, Hanukkah or Kwanzaa. Nowadays, the run-up to the holiday season starts around
3 Reasons to Think About the December Holidays in July Read More »
Private colleges and universities usually charge the same tuition rate to in-state students as well as non-residents. But that’s not the case for most public schools in the U.S. According to the College Board, in 2014-2015 the average four-year institution in America charged in-state students $9,139 in tuition and fees, while out-of state students were
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Written by Lynnette Khalfani-Cox Paying off student loans is a major goal for a lot of college graduates, regardless of whether you left school two years or 20 years ago. Unfortunately, it’s taking longer than ever to repay college debt. The typical student loan repayment period is now running about 15 years – which means that
85 Government Agencies That Will Pay Off Your Student Loans Read More »
Q. I generally pay off my entire credit card balance in full each month but I have a friend who insist that it’s better for my credit score if I pay on time but not the entire balance (like pay off 95%) but always keep a balance. Is there any truth to this? A. There
Should I Pay My Credit Card Balance In Full Each Month? Read More »
To take advantage of in-state tuition, some students take the drastic step of moving to the state in which their desired college or university is located. When this strategy works, it can save you tens of thousands of dollars. But be forewarned: it’s not as easy as you might think. Over the past decade or
Can You Cut Tuition Costs by Moving to Another State? Read More »
Pipeline programs are designed to promote college readiness and college access for underrepresented students in a variety of fields. Many U.S colleges have pipeline programs designed for both high schools students, and middle school students too. The idea is to give targeted individuals — such as low-income youth, minorities, first-generation college students and others —
Pipeline Programs Help Minorities, First-Generation College Students Read More »
