Beware of strangers that knock on your door offering to do repairs such as repave your driveway, replace your gutters with guttering Manchester or landscape your property using leftover materials from a previous job. Often, they will give you a verbal quote offering to do the work and say that they would normally charge twice […]
9 Signs of a Home Repair Scam Read More »
Subprime lenders don’t advertise themselves as such — especially after the mortgage meltdown and credit crunch from 2007-2010. If you have “bad” credit and are trying to find a subprime lender who will offer credit or loans to someone with your credit profile, the best thing to do is to get online and shop around
What Are Subprime Lenders and Where Can I Find Them? Read More »
First came money problems for Academy-Award winning actor Nicolas Cage. Now it looks like relationship and legal problems are also facing the Hollywood star. According to the Associated Press, Cage was arrested Saturday April 16, 2011 in New Orleans on charges of domestic abuse battery and disturbing the peace. The Orleans Parish Sheriff’s office released
Actor Nicolas Cage Arrested For Alleged Domestic Abuse, Adds to His Financial Woes Read More »
If you’ve thought about ordering your free credit report, which credit reporting bureau should you contact? Many people wonder what the difference is between the Equifax, Experian and TransUnion credit reports. Each credit reporting agency uses a different set of criteria and variables to calculate your credit score, and some lenders prefer to use one
How to Compare Your Equifax, Experian and TransUnion Credit Reports Read More »
If you’ve finally saved up enough money to pay off your credit card balance in full, or only charged a certain amount that can be paid off before the next billing cycle, make sure you time your payment right or you could end up paying some interest charges. One of the first things you need
The Best Time to Pay Your Credit Card Balance in Full Read More »
If you receive a notice from the IRS stating that you have filed two (or more) tax returns this year, someone may be using your Social Security number illegally. If someone is filing taxes using your Social Security number, you could be missing out on employment benefits when you retire because the Social Security Administration
What to Do If Someone Files Taxes Using Your SSN Read More »
If you’ve applied for a loan recently, your lender would have pulled your credit report – or even multiple credit reports – to determine your level of creditworthiness. Lenders use any number of credit scoring models to evaluate your credit standing. Two popular scores are the FICO Score, which was developed by Fair, Isaac and
FICO Score vs. PLUS Score – What’s the Difference? Read More »
Here are 5 common debit card scams used by con artists out to steal your debit card information and your money: Keystroke-logger. This is computer spyware that records every keystroke typed on a computer and is used to steal confidential personal information and passwords. Cellphone. A bystander distracts you while a scammer uses the camera built into his cellphone
Debit Card Scams You Never Heard Of Read More »
The IRS requires all employers to report income and employment taxes withheld from their employees on an Employer’s Quarterly Federal Tax Return (Form 941). If your employer fails to report your wages accurately or at all, they may be subject to criminal and civil sanctions as outlined by the IRS, and you do have the
Do This Now If Your Wages Were Not Reported Read More »
If you’re like me, you’ve definitely noticed that you’re paying higher prices at the pump to fill up your car. Since we’re all trying to save a buck, here are 10 ways you can save money on gasoline: 1: Consider an “off brand” gasoline station. You may be used to buying gas only from Chevron,
Ideas to Save Money on Gasoline Read More »
It’s that time of year, when students and their parents are hearing from colleges about which schools granted them admission – and equally important, which schools are offering the most money to pay for college. If your family is like most, you probably can’t afford to foot the entire college bill on your own. That’s
Tips for Negotiating a Better College Financial Aid Package Read More »
If you’re one of the 25% of tax payers who owe money to the IRS when you file your federal income tax return, there are some important things you should know. First off, even if you can’t afford to pay your entire tax bill, do pay whatever you can to minimize interest charges on any
Ten Things To Know If You Owe Taxes To The IRS Read More »
If someone has stolen your Social Security card or has found your Social Security number on sensitive documents, they can misuse your SSN by opening up credit cards or applying for a loan in your name. If you are the victim of this type of identity theft, you must report the incident to the Federal
What Should I Do if Someone Obtains Credit Using My SSN? Read More »
If you recently had your Social Security card stolen or an identity thief had access to your Social Security number, someone could be using your Social Security number for a variety of purposes. Using someone else’s Social Security number is illegal but thousands of people become the victims of identity theft after losing their Social
Someone is Using My SSN – What Should I Do? Read More »
Q: I lost my social security card about a month ago. I already have memorized my social security number and don’t really need to carry the card around with me. Should I be worried? A: If someone steals your Social Security card, or you have misplaced your card and can’t find it, you need to
I Lost My Social Security Card, Now What Do I Do? Read More »
