Beware of A New Surge In Credit Card Fraud
Lynnette Khalfani-Cox, The Money Coach
August 15, 2011
The Secret Service is investigating a surge in credit card theft. The crime spree appears to have started in Wythe County and is spreading up
Credit Cards
One of the hardest money habits to break is living off the credit cards. Whether you’ve enjoyed one too many shopping sprees or just count on your credit cards to take care of some bills now and then, increasing your debt load haphazardly is never a smart decision.
Credit Card Balance Transfers Do’s and Dont’s
Lynnette Khalfani-Cox, The Money Coach
August 7, 2011
If your credit is great, or even just in fairly decent shape, you may regularly receive offers for credit card balance transfers in the mail.
How to Calculate Interest on a Credit Card
Lynnette Khalfani-Cox, The Money Coach
June 11, 2011
Interest you accumulate on your credit card – also known as finance charges – can be difficult to pay off when you are carrying a
The Best Time to Pay Your Credit Card Balance in Full
Lynnette Khalfani-Cox, The Money Coach
April 15, 2011
If you’ve finally saved up enough money to pay off your credit card balance in full, or only charged a certain amount that can be
Pick the Right Credit Card For Rebuilding Credit
Lynnette Khalfani-Cox, The Money Coach
February 15, 2011
As millions of people have filed for bankruptcy protection in recent years, many Americans want to know how to rebuild their credit rating after a
The Impact of a Credit Limit on Your Credit Rating
Lynnette Khalfani-Cox, The Money Coach
February 7, 2011
Q: One of my creditors, Bank of America, decided to decrease my credit limit from $4,000 to $500. At the time when they lowered my
Kardashian Kard Gets Thumbs Down – ConsumerUnion.org
Lynnette Khalfani-Cox, The Money Coach
November 21, 2010
Here is an article from ConsumerUnion.org that warns consumers about the new Kardashian Kard which they claim is loaded with hidden fees and weak consumer
How to Pay Off Your Credit Card Debt
Lynnette Khalfani-Cox, The Money Coach
September 24, 2010
If you missed my interview on LX New York, I talked about how I paid off over $100,000 in credit card debt:
Zero Debt outlines 30 strategies I used to get out of debt, but here are a few highlights:
1) Put your debts in writing
Many people struggling with credit card debt have absolutely no idea exactly how much they owe. Instead they “guesstimate” about their total bills — and often they’re way off with their numbers. I made this mistake when I was in debt, and it allowed me to stay in denial (and in debt!) for far too long. It wasn’t until I took an honest about my predicament — by list all my bills in black and white, and putting everything in writing — that I got serious about knocking out the debt.
I’m Scared To Open A New Credit Card Account. Help Me Money Coach!
Lynnette Khalfani-Cox, The Money Coach
March 16, 2010
Q: I have no credit card because I got into financial trouble a few years ago. I am starting to rebuild my credit and I
Is It OK to Close My Secured Credit Card Since I Can Get a New Credit Card from Capital One?
Lynnette Khalfani-Cox, The Money Coach
March 11, 2010
A subscriber to Ask The Money Coach.com wants to know if it is okay to close a secured credit card account he recently opened since he can get a new, regular card from Capital One. Click now to hear Lynnette’s answer.
How Store Credit Cards Impact Your Credit Score
Lynnette Khalfani-Cox, The Money Coach
February 11, 2010
Q: I am a student at Southeast Missouri State University. About 10 months ago I opened my first student credit card. I eventually got my
Will Accepting a Settlement Offer From a Credit Card Company Affect Your Credit Score?
Lynnette Khalfani-Cox, The Money Coach
February 4, 2010
Accepting a settlement offer from a credit card company will negatively impact your credit rating and lower your credit scores. The reason for this is
Some Old Debts Are Best Left in the Past
Lynnette Khalfani-Cox, The Money Coach
January 26, 2010
Q: I opened A credit card account back in college in the year 2000. I have never paid it off the amount I owed. Should
How to Lower Your Credit Card Interest Rate
Lynnette Khalfani-Cox, The Money Coach
January 20, 2010
Sometimes, one easy phone call is all it takes to get the interest rate on a credit card lowered. However, many people are reluctant to
How Credit Card Reform Impacts You
Lynnette Khalfani-Cox, The Money Coach
August 20, 2009
Starting today, big changes will impact you and your credit cards, thanks to the credit card reform legislation that President Obama signed into law earlier